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IntroducedDec 09, 2025
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Passed SenateFeb 19, 2026
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Passed House
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Became Law
Florida Senate Bill
Electronic Payments of Retail Installment Contracts; Defining the terms “ACH payment” and “electronic payment”; authorizing holders of retail installment contracts and their agents to collect fees for processing electronic payments made by motor vehicle retail buyers under certain circumstances, etc.
Summary
Comments on SB 838
Tweets
Whip Lists
Sponsors
- Commerce and Tourismprimary

Votes
NO: 0
OTHER: 0
Actions
- Feb 19, 2026 | House
- In Messages
- Feb 19, 2026 | Senate
- Read 2nd time
- Amendment(s) adopted (794450)
- Read 3rd time
- CS passed as amended; YEAS 38 NAYS 0
- Immediately certified
- Feb 18, 2026 | Senate
- Placed on Calendar, on 2nd reading
- Placed on Special Order Calendar, 02/19/26
- Feb 17, 2026 | Senate
- Favorable by- Rules; YEAS 24 NAYS 0
- Feb 12, 2026 | Senate
- On Committee agenda-- Rules, 02/17/26, 12:00 pm, 412 Knott Building
- Feb 04, 2026 | Senate
- Favorable by Banking and Insurance; YEAS 10 NAYS 0
- Now in Rules
- Jan 30, 2026 | Senate
- On Committee agenda-- Banking and Insurance, 02/04/26, 10:30 am, 412 Knott Building
- Jan 14, 2026 | Senate
- Pending reference review under Rule 4.7(2) - (Committee Substitute)
- Now in Banking and Insurance
- CS by Commerce and Tourism read 1st time
- Jan 13, 2026 | Senate
- CS by Commerce and Tourism; YEAS 10 NAYS 0
- Introduced
- Jan 08, 2026 | Senate
- On Committee agenda-- Commerce and Tourism, 01/13/26, 4:00 pm, 110 Senate Building
- Dec 16, 2025 | Senate
- Referred to Commerce and Tourism; Banking and Insurance; Rules
- Dec 09, 2025 | Senate
- Filed
Bill Texts
- S 838 FiledHTML
- S 838 c1HTML
- S 838 e1HTML
- Committee Amendment 254968 (Replaced by Committee Substitute 1/14/2026) -- Commerce and Tourism (Yarborough)PDF
- Floor Amendment 296936 (Senate: Replaced by Substitute Amendment 2/19/2026) -- YarboroughPDF
- Floor Substitute Amendment 794450 (Senate: Adopted 2/19/2026) -- YarboroughPDF
Documents
- Bill Analysis -- Commerce and Tourism (Pre-Meeting) (1/14/2026 9:11 AM)
- Bill Analysis -- Commerce and Tourism (Post-Meeting) (1/14/2026 12:32 PM)
- Bill Analysis -- Banking and Insurance (Pre-Meeting) (2/3/2026 10:23 AM)
- Bill Analysis -- Banking and Insurance (Post-Meeting) (2/4/2026 3:02 PM)
- Bill Analysis -- Rules (Pre-Meeting) (2/16/2026 8:32 AM)
- Bill Analysis -- Rules (Post-Meeting) (2/17/2026 10:52 PM)
