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IntroducedJan 13, 2026
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Passed SenateFeb 24, 2026
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Passed HouseMay 08, 2026
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Became LawMay 18, 2026
South Carolina Senate Bill
AN ACT TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 37-23-20, RELATING TO HIGH-COST AND CONSUMER HOME LOANS DEFINITIONS, SO AS TO PROVIDE THAT THE CONVENTIONAL MORTGAGE RATE MEANS THE AVERAGE PRIME OFFER RATE. - RATIFIED TITLE
Last Action See all actions
legislature • May 18, 2026: Signed By Governor
Latest Bill Text See all bill texts
Summary
Comments on S 780
Tweets
Whip Lists
Sponsors
Votes
YES: 44
- Adams, Brian
- Alexander, Thomas C.
- Allen, Karl B.
- Bennett, Sean M.
- Blackmon, Allen
- Bright, Lee
- Campsen, George E., III
- Cash, Richard J.
- Chaplin, JD
- Climer, Wes
- Corbin, Thomas D.
- Cromer, Ronnie W.
- Davis, Tom
- Devine, Tameika Isaac
- Elliott, Jason
- Fernandez, Tom
- Gambrell, Michael W.
- Garrett, Billy
- Goldfinch, Stephen L.
- Graham, Jeffrey R.
- Grooms, Lawrence K.
- Hembree, Greg
- Hutto, Brad
- Jackson, Darrell
- Johnson, Michael
- Kennedy, Carlisle
- Kimbrell, Josh
- Matthew W. "Matt" Leber
- Martin, Shane R.
- Massey, A. Shane
- Ott, Russell L.
- Peeler, Harvey S., Jr.
- Rankin, Luke A.
- Reichenbach, Mike
- Rice, Rex F.
- Sabb, Ronnie A.
- Stubbs, Everett
- Sutton, Ed
- Deon T. Tedder
- Turner, Ross
- Verdin, Daniel B., III
- Williams, Kent M.
- Young, Tom, Jr.
- Zell, Jeff
NO: 0
EXCUSED: 2
YES: 98
- Alexander, Terry
- Bailey, William H.
- Bamberg, Justin T.
- Beach, Thomas
- Bernstein, Beth E.
- Bowers, Phillip
- Bradley, Jeff
- Gary S. Brewer, Jr.
- Brittain, Thomas C., Jr.
- Calhoon, Paula Rawl
- Donald G. "Don" Chapman
- Chumley, William M.
- Clyburn, William
- Cobb-Hunter, Gilda
- Collins, Neal A.
- Cromer, April
- Davis, Sylleste H.
- Dillard, Chandra E.
- Duncan, Adam L.
- Edgerton, Sarita L.
- Erickson, Shannon S.
- Ford, Greg
- Forrest, Cally R., Jr.
- Frank, Stephen
- Gagnon, Craig A.
- Garvin, Kambrell H.
- Gibson, Daniel
- Gilliam, Leon D.
- Gilliard, Wendell G.
- Gilreath, Thomas Lee
- Grant, Hamilton R.
- Thomas Duval "Val" Guest, Jr.
- Guffey, Brandon
- Haddon, Patrick B.
- William "Bill" Hager
- Robert J. "Rob" Harris
- Thomas F. "Tom" Hartnett, Jr.
- Hartz, Charles V.
- Hayes, Jackie E.
- Henderson-Myers,, Rosalyn D., Ph.D. Herbkersman, William G.
- Hewitt, Lee
- Hiott, David R.
- Hixon, William M.
- Hosey, Lonnie
- Huff, William C.
- Johnson, Jeffrey E.
- Jones, Wendell K.
- Jordan, Wallace H., Jr.
- John Gregory "Jay" Kilmartin
- King, John Richard C.
- Kirby, Roger K.
- Landing, Kathy
- Lastinger, John T., Jr.
- Lawson, M. Brian
- Ligon, Thomas R.
- Long, Steven Wayne
- Lowe, Phillip D.
- Luck, Jason S.
- Magnuson, Josiah
- McCravy, John R., III
- McDaniel, Annie E.
- Mitchell, Cody T.
- Mitchell, Dianne
- Moore, JA
- Moore, Travis A.
- Morgan, T. Alan, Jr.
- Moss, Dennis C.
- Neese, Mike M.
- Newton, Brandon
- Newton, Wm. Weston J.
- Oremus, Melissa Lackey
- Pace, Jordan S.
- Pedalino, Fawn M.
- Pope, Thomas E.
- Reese, Robert T.
- Robbins, Robby
- Rose, Seth
- Rutherford, J. Todd
- Sanders, Richard Blake
- Schuessler, Carla
- Scott, Keishan M.
- Sessions, Heath
- Smith, G. Murrell, Jr.
- Stavrinakis, Leonidas E.
- Taylor, Bill
- Teeple, James E.
- Terribile, Jackie R.
- Vaughan, David
- Waters, Courtney S.
- Wetmore, Elizabeth
- Joseph S. "Joe" White
- Whitmire, William R.
- Wickensimer, Paul B.
- Williams, Robert Q.
- Willis, Mark N.
- Wooten, Chris
- Yow, Richard L.
NO: 0
NOT VOTING: 12
EXCUSED: 14
Actions
- May 18, 2026 | legislature
- Signed By Governor
- May 14, 2026 | legislature
- Ratified R 150
- May 08, 2026 | House
- Read third time and enrolled
- May 07, 2026 | House
- Read second time
- Roll call Yeas-98 Nays-0
- Unanimous consent for third reading on next legislative day
- May 06, 2026 | House
- Debate adjourned
- May 05, 2026 | House
- Debate adjourned until Wed., 5-6-26
- May 04, 2026 | legislature
- Scrivener's error corrected
- Apr 30, 2026 | House
- Committee report: Favorable Labor, Commerce and Industry
- Feb 25, 2026 | House
- Introduced and read first time
- Referred to Committee on Labor, Commerce and Industry
- Feb 24, 2026 | Senate
- Read third time and sent to House
- Feb 18, 2026 | Senate
- Read second time
- Roll call Ayes-44 Nays-0
- Feb 12, 2026 | Senate
- Committee report: Favorable Banking and Insurance
- Jan 13, 2026 | Senate
- Introduced and read first time
- Referred to Committee on Banking and Insurance
Documents
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