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IntroducedJan 13, 2026
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Passed SenateFeb 24, 2026
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Passed House
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Became Law
South Carolina Senate Bill
A BILL TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 37-23-20, RELATING TO HIGH-COST AND CONSUMER HOME LOANS DEFINITIONS, SO AS TO PROVIDE THAT THE CONVENTIONAL MORTGAGE RATE MEANS THE AVERAGE PRIME OFFER RATE.
Last Action See all actions
House • Feb 25, 2026: Referred to Committee on Labor, Commerce and Industry
Latest Bill Text See all bill texts
Summary
Comments on S 780
Tweets
Whip Lists
Sponsors
Votes
YES: 44
- Adams, Brian
- Alexander, Thomas C.
- Allen, Karl B.
- Bennett, Sean M.
- Blackmon, Allen
- Bright, Lee
- Campsen, George E., III
- Cash, Richard J.
- Chaplin, JD
- Climer, Wes
- Corbin, Thomas D.
- Cromer, Ronnie W.
- Davis, Tom
- Devine, Tameika Isaac
- Elliott, Jason
- Fernandez, Tom
- Gambrell, Michael W.
- Garrett, Billy
- Goldfinch, Stephen L.
- Graham, Jeffrey R.
- Grooms, Lawrence K.
- Hembree, Greg
- Hutto, Brad
- Jackson, Darrell
- Johnson, Michael
- Kennedy, Carlisle
- Kimbrell, Josh
- Matthew W. "Matt" Leber
- Martin, Shane R.
- Massey, A. Shane
- Ott, Russell L.
- Peeler, Harvey S., Jr.
- Rankin, Luke A.
- Reichenbach, Mike
- Rice, Rex F.
- Sabb, Ronnie A.
- Stubbs, Everett
- Sutton, Ed
- Deon T. Tedder
- Turner, Ross
- Verdin, Daniel B., III
- Williams, Kent M.
- Young, Tom, Jr.
- Zell, Jeff
NO: 0
EXCUSED: 2
Actions
- Feb 25, 2026 | House
- Introduced and read first time
- Referred to Committee on Labor, Commerce and Industry
- Feb 24, 2026 | Senate
- Read third time and sent to House
- Feb 18, 2026 | Senate
- Read second time
- Roll call Ayes-44 Nays-0
- Feb 12, 2026 | Senate
- Committee report: Favorable Banking and Insurance
- Jan 13, 2026 | Senate
- Introduced and read first time
- Referred to Committee on Banking and Insurance
Documents

