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IntroducedFeb 02, 2026
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Passed House
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Passed Senate
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Became Law
Oregon House Bill
Relating to violations of the Insurance Code as unlawful trade practices.
Last Action See all actions
House • Feb 18, 2026: Bowman served notice of possible reconsideration.
Latest Bill Text See all bill texts
Summary
Comments on HB 4098
Tweets
Whip Lists
Sponsors



- Willy Chotzencosponsor
- Lisa Fragalacosponsor
- Mark Gambacosponsor
- Dacia Graybercosponsor
- Sarah McDonaldcosponsor
- Jules Walterscosponsor
- Lamar Wisecosponsor
- Lew Frederickcosponsor
- Sara Gelser Blouincosponsor
- Jeff Goldencosponsor
- Kayse Jamacosponsor
- Deb Pattersoncosponsor
- Khanh Phamcosponsor
- Cyrus Javadicosponsor
- Paul Evanscosponsor
- Nathan Sosaprimary
- Farrah Chaichicosponsor
- Zach Hudsoncosponsor
- Thuy Trancosponsor
Votes
YES: 23
- Kim Wallan
- Matt Bunch
- Kevin Mannix
- Ed Diehl
- Dwayne Yunker
- Jeffrey Helfrich
- Court Boice
- E. Werner Reschke
- Alek Skarlatos
- Gregory Smith
- Mark Owens
- Darin Harbick
- Boomer Wright
- Darcey Edwards
- Emily McIntire
- Virgle Osborne
- Bobby Levy
- Anna Scharf
- Jami Cate
- Vikki Breese-Iverson
- Rick Lewis
- Shelly Boshart Davis
- Lucetta Elmer
NO: 36
- Shannon Isadore
- Nancy Nathanson
- Zach Hudson
- Travis Nelson
- Lesly Muñoz
- Thuy Tran
- Farrah Chaichi
- Ben Bowman
- Tawna Sanchez
- Dacia Grayber
- Nathan Sosa
- Emerson Levy
- Mark Gamba
- Cyrus Javadi
- Mari Watanabe
- Julie Fahey
- Jason Kropf
- Willy Chotzen
- Sarah McDonald
- Susan McLain
- Ricki Ruiz
- April Dobson
- Jules Walters
- John Lively
- Pam Marsh
- Lisa Fragala
- Lamar Wise
- Andrea Valderrama
- Tom Andersen
- Paul Evans
- Sue Rieke Smith
- David Gomberg
- Rob Nosse
- Ken Helm
- Daniel Nguyen
- Hai Pham
EXCUSED: 1
YES: 28
- Nancy Nathanson
- Zach Hudson
- Travis Nelson
- Lesly Muñoz
- Thuy Tran
- Farrah Chaichi
- Tawna Sanchez
- Dacia Grayber
- Nathan Sosa
- Mark Gamba
- Cyrus Javadi
- Julie Fahey
- Jason Kropf
- Willy Chotzen
- Sarah McDonald
- Susan McLain
- Ricki Ruiz
- April Dobson
- Jules Walters
- Pam Marsh
- Lisa Fragala
- Lamar Wise
- Andrea Valderrama
- Tom Andersen
- Paul Evans
- David Gomberg
- Rob Nosse
- Ken Helm
NO: 30
- Shannon Isadore
- Kim Wallan
- Matt Bunch
- Kevin Mannix
- Ed Diehl
- Ben Bowman
- Dwayne Yunker
- Emerson Levy
- Jeffrey Helfrich
- Court Boice
- E. Werner Reschke
- Alek Skarlatos
- Mari Watanabe
- Gregory Smith
- Mark Owens
- Darin Harbick
- Darcey Edwards
- Emily McIntire
- Virgle Osborne
- John Lively
- Bobby Levy
- Anna Scharf
- Jami Cate
- Sue Rieke Smith
- Vikki Breese-Iverson
- Rick Lewis
- Shelly Boshart Davis
- Daniel Nguyen
- Hai Pham
- Lucetta Elmer
EXCUSED: 2
Actions
- Feb 18, 2026 | House
- Motion to substitute Minority Report for Committee Report failed.
- Third reading. Carried by Dobson. Failed.
- Potential conflict(s) of interest declared by Kropf, Sosa.
- Bowman served notice of possible reconsideration.
- Feb 17, 2026 | House
- Recommendation: Do pass with amendments and be printed A-Engrossed.
- Minority Recommendation: Do pass with different amendments and be printed A-Engrossed.
- Second reading.
- Feb 12, 2026 | House
- Work Session held.
- Feb 05, 2026 | House
- Public Hearing held.
- Feb 02, 2026 | House
- First reading. Referred to Speaker's desk.
- Referred to Commerce and Consumer Protection.
Bill Texts
- IntroducedPDF
- A-EngrossedPDF
- House Amendments to IntroducedPDF
- House Minority Amendments to IntroducedPDF
- Minority Report A-EngrossedPDF
- House CCP Amendment 1 (Proposed, 2026-02-10T08:54:19.353)PDF
- House CCP Amendment 2 (Proposed, 2026-02-10T10:07:54.697)PDF
- House CCP Amendment 1 (Adopted, 2026-02-10T16:27:42.647)PDF
- House CCP Amendment 2 (Proposed, 2026-02-10T16:27:42.663)PDF
- House CCP Amendment MR3 (Proposed, 2026-02-13T16:45:14.777)PDF
Documents
- Staff Revenue Impact Statement -- House Committee On Commerce and Consumer Protection 2/12/2026 (IS_Impact HB 4098 1)PDF
- Staff Fiscal Impact Statement -- House Committee On Commerce and Consumer Protection 2/12/2026 (IS_Impact HB 4098 1)PDF
- Staff Preliminary SMS -- House Committee On Commerce and Consumer Protection 2/12/2026 (HB 4098 -1, -2 Preliminary SMS)PDF
- Staff Revenue Impact Statement -- House Committee On Commerce and Consumer Protection 2/10/2026 (IS_Impact HB 4098 INTRO)PDF
- Staff Preliminary SMS -- House Committee On Commerce and Consumer Protection 2/10/2026 (HB 4098 -1 Preliminary SMS)PDF
- Staff Revenue Impact Statement -- House Committee On Commerce and Consumer Protection 2/10/2026 (IS_Impact HB 4098 1)PDF
- Staff Preliminary SMS -- House Committee On Commerce and Consumer Protection 2/5/2026 (HB 4098 Preliminary SMS)PDF
- staff Witness Registration -- House Committee On Commerce and Consumer Protection 2/5/2026 (HB 4098 (witness registration))PDF
- Testimony: Michael DeLong -- Support PDF
- Testimony: Hope Del Carlo -- Support PDF
- Testimony: Jason Williams -- Oppose Taxpayers Association OregonPDF
- Testimony: Cheryl Viola -- Oppose PDF
- Testimony: John Mangan -- Oppose PDF
- Testimony: Ryan Chieffo -- Oppose The StandardPDF
- Testimony: Fawn Barrie -- Oppose Coalition Against HB 4098PDF
- Testimony: Fawn Barrie -- Oppose Coalition Against HB 4098PDF
- Testimony: Eamonn Reynolds-Mohler -- Oppose PDF
- Testimony: William Kronert -- Oppose PDF
- Testimony: Leslie Wu -- Support Attorney General Dan RayfieldPDF
- Testimony: Ian Kyle -- Oppose Oregon Land Title AssociationPDF
- Testimony: Brock Nation -- Support Oregon REALTORSPDF
- Testimony: Traci Manning -- Support PDF
- Testimony: Brock Nation -- Oppose Oregon REALTORSPDF
- Testimony: Terri Griffith -- Oppose PDF
- Testimony: Richard Blackwell -- Oppose PacificSource Health PlansPDF
- Testimony: Megan Chuinard Graser -- Oppose Oregon Seed CouncilPDF
- Testimony: Rose Kaler -- Oppose PDF
- Testimony: Dr. Gerardo Arellano -- Support Arellano Law Firm PCPDF
- Testimony: Jennifer Harvey -- Support PDF
- Testimony: Greg Astley -- Oppose PDF
- Testimony: Mike Lieb -- Support PDF
- Testimony: Tyler Staggs -- Support PDF
- Testimony: Sue Long -- Support PDF
- Testimony: Mary Anne Cooper -- Oppose PDF
- Testimony: Mary Anne Cooper -- Oppose Health InsurersPDF
- Testimony: Megan Quintrell -- Support Consumer Alliance of OregonPDF
- Testimony: Emily Soules -- Oppose PDF
- Testimony: Tiffany Edwards -- Oppose Eugene Area Chamber of CommercePDF
- Testimony: Angela Donley -- Support PDF
- Testimony: Angela Donley -- Support PDF
- Testimony: Andrea Meyer -- Support PDF
- Testimony: Derek Sangston -- Oppose Oregon Business and IndustryPDF
- Testimony: Anthony Smith -- Oppose PDF
- Testimony: Brock Nation - CORRECTED -- Oppose Oregon REALTORSPDF
- Testimony: Lauren Kuenzi -- Oppose PDF
- Testimony: Shannon Tennant -- Support Habitat for Humanity of OregonPDF
- Testimony: Vonnie Mikkelsen -- Oppose Springfield Area Chamber of CommercePDF
- Testimony: Karen Saxe -- Support PDF
- Testimony: Elvis Clark -- Oppose PDF
- Testimony: Bob Knodel -- Support Silver Creek Auto BodyPDF
- Testimony: Daysi Bedolla Sotelo -- Support OHEAPDF
- Testimony: Tom Hoffert -- Oppose PDF
- Testimony: Ruppert Reinstadler -- Oppose PDF
- Testimony: Heidi Geschwill -- Oppose PDF
- Testimony: Kathleen Wilson -- Oppose PDF
- Testimony: Shawn Miller -- Oppose PDF
- Testimony: Montana Lewellen -- Oppose FAIIR CoalitionPDF
- Testimony: Michelle Druce -- Support Oregon Consumer LeaguePDF
- Testimony: Kathleen Sitton -- Oppose PDF
- Testimony: Greg Astley -- Oppose ORLAPDF
- Floor Letter: Rep Dobson -- 2/18/2026PDF
- Floor Letter: Rep Fragala -- 2/18/2026PDF
- Floor Letter: Rep Sosa -- 2/18/2026PDF
- Floor Letter: Rep Chaichi -- 2/18/2026PDF
- Floor Letter: Rep Yunker -- 2/18/2026PDF
