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IntroducedFeb 05, 2026
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Passed SenateMay 21, 2026
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Passed HouseJun 01, 2026
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Became Law
Illinois Senate Bill
BUY-NOW-PAY-LATER ACT
Last Action See all actions
Senate • Jun 01, 2026: Passed Both Houses
Latest Bill Text See all bill texts
House Calendar: Regular Session House Calendar on 05/31/2026
Position: 81
Summary
Comments on SB 3561
Tweets
Whip Lists
Sponsors
- Michael W. HalpinSenate cosponsor
- Cristina CastroSenate cosponsor
- Mattie HunterSenate cosponsor
- Doris TurnerSenate cosponsor
- Graciela GuzmánSenate cosponsor
- Adriane JohnsonSenate cosponsor
- Steve StadelmanSenate cosponsor
- Meg Loughran CappelSenate cosponsor
- Robert "Bob" RitaHouse cosponsor
Votes
YES: 56
- Simmons
- Joyce
- Faraci
- Anderson
- Sims
- Koehler
- Feigenholtz
- Aquino
- Stadelman
- Lewis
- Fine
- Arellano, L.
- Syverson
- Lightford
- Fowler
- Balkema
- Tracy
- Loughran Cappel
- Glowiak Hilton
- Belt
- Turner, D.
- Martwick
- Guzmán
- Bryant
- Turner, S.
- McClure
- Halpin
- Ventura
- Morrison
- Cervantes
- Villa
- Murphy
- Harriss, E.
- Chesney
- Villanueva
- Peters
- Hastings
- Collins
- Villivalam
- Plummer
- Hills
- Cunningham
- Walker
- Porfirio
- Curran
- Wilcox
- Preston
- Hunter
- DeWitte
- Harmon
- Rezin
- Johnson
- Edly-Allen
- Rose
- Jones, E.
- Ellman
NO: 0
NOT VOTING: 3
YES: 19
- Canty, Mary Beth
- Avelar, Dagmara
- Didech, Daniel
- Fritts, Bradley
- Friess, David
- Jiménez, Lilian
- Gong-Gershowitz, Jennifer
- McLaughlin, Martin
- Katz Muhl, Tracy
- Olickal, Kevin John
- Morgan, Bob
- Rita, Robert "Bob"
- Reick, Steven
- Ugaste, Dan
- Tarver II, Curtis J
- Weber, Tom
- Vella, Dave
- Williams, Ann M
- West II, Maurice A
NO: 0
NOT VOTING: 1
YES: 116
- Mussman
- Grasse
- Ammons
- Ness
- Guerrero-Cuellar
- Andrade
- Niemerg
- Guzzardi
- Avelar
- Olickal
- Haas
- Benton
- OrtÃz
- Halbrook
- Blair-Sherlock
- Rashid
- Hammond
- Briel
- Reick
- Hanson
- Buckner
- Rita
- Harper
- Bunting
- Rosenthal
- Hauter
- Cabello
- Ryan
- Hernandez, Barbara
- Canty
- Sanalitro
- Hernandez, Lisa
- Cassidy
- Scherer
- Hernandez, Norma
- Chung
- Schmidt
- Hirschauer
- Cochran
- Schweizer
- Hoffman
- Coffey
- Severin
- Huynh
- Crawford
- Sheehan
- Jacobs
- Crespo
- Slaughter
- Jiménez
- Croke
- Smith
- Johnson
- Davidsmeyer
- Sosnowski
- Jones
- Davis, Jed
- Spain
- Tracy Katz Muhl
- Davis, Lisa
- Stava
- Keicher
- William "Will" Davis
- Stephens
- Kelly
- Deering
- Stuart
- Kifowit
- DeLaRosa
- Swanson
- La Ha
- Delgado
- Syed
- LaPointe
- DeLuca
- Tarver
- Lilly
- Deuter
- Tipsword
- Mah
- Didech
- Ugaste
- Manley
- Du Buclet
- Vella
- Elik
- Walsh
- Mayfield
- Evans
- Weaver
- McCombie
- Faver Dias
- Weber
- McLaughlin
- Ford
- West
- Meier
- Friess
- Wilhour
- Meyers-Martin
- Fritts
- Williams, Ann
- Miller
- Gabel
- Williams, Jawaharial
- Moeller
- Gill
- Windhorst
- Moore
- Gong-Gershowitz
- Janet Yang Rohr
- Morgan
- González
- Welch
- Morris
- Gordon-Booth
NO: 0
Actions
- Jun 01, 2026 | Senate
- Passed Both Houses
- Jun 01, 2026 | House
- 3/5 Vote Required
- Third Reading - Short Debate - Passed 116-000-000
- May 31, 2026 | House
- Placed on Calendar Order of 3rd Reading - Short Debate
- Third Reading/Final Action Deadline Extended-9(b) June 2, 2026
- May 27, 2026 | House
- Do Pass / Short Debate Judiciary - Civil Committee; 019-000-000
- Placed on Calendar 2nd Reading - Short Debate
- Second Reading - Short Debate
- Held on Calendar Order of Second Reading - Short Debate
- May 25, 2026 | House
- Moved to Suspend Rule 21 Rep. Elizabeth "Lisa" Hernandez
- Suspend Rule 21 - Prevailed 066-029-000
- May 21, 2026 | House
- Arrived in House
- Chief House Sponsor Rep. Robert "Bob" Rita
- First Reading
- Referred to Rules Committee
- Assigned to Judiciary - Civil Committee
- Committee/Final Action Deadline Extended-9(b) May 31, 2026
- May 21, 2026 | Senate
- Recalled to Second Reading
- Senate Floor Amendment No. 3 Adopted; Hastings
- Senate Floor Amendment No. 4 Adopted; Hastings
- Placed on Calendar Order of 3rd Reading
- Third Reading - Passed; 056-000-000
- Senate Floor Amendment No. 2 Tabled Pursuant to Rule 5-4(a)
- Added as Co-Sponsor Sen. Meg Loughran Cappel
- May 20, 2026 | Senate
- Senate Floor Amendment No. 4 Filed with Secretary by Sen. Michael E. Hastings
- Senate Floor Amendment No. 4 Referred to Assignments
- Senate Floor Amendment No. 4 Assignments Refers to Judiciary
- Senate Floor Amendment No. 2 Postponed - Judiciary
- Senate Floor Amendment No. 3 Recommend Do Adopt Judiciary; 008-000-000
- Senate Floor Amendment No. 4 Recommend Do Adopt Judiciary; 008-000-000
- May 19, 2026 | Senate
- Rule 2-10 Committee/3rd Reading Deadline Established As May 22, 2026
- Approved for Consideration Assignments
- Placed on Calendar Order of 3rd Reading May 20, 2026
- Senate Floor Amendment No. 3 Assignments Refers to Judiciary
- May 15, 2026 | Senate
- Senate Floor Amendment No. 3 Filed with Secretary by Sen. Michael E. Hastings
- Senate Floor Amendment No. 3 Referred to Assignments
- Rule 3-9(a) / Re-referred to Assignments
- May 08, 2026 | Senate
- Rule 2-10 Third Reading Deadline Established As May 15, 2026
- May 07, 2026 | Senate
- Added as Co-Sponsor Sen. Steve Stadelman
- Apr 28, 2026 | Senate
- Second Reading
- Placed on Calendar Order of 3rd Reading April 29, 2026
- Apr 17, 2026 | Senate
- Rule 2-10 Third Reading Deadline Established As May 8, 2026
- Apr 15, 2026 | Senate
- Senate Floor Amendment No. 2 Postponed - Judiciary
- Apr 14, 2026 | Senate
- Senate Floor Amendment No. 2 Assignments Refers to Judiciary
- Apr 13, 2026 | Senate
- Senate Floor Amendment No. 2 Filed with Secretary by Sen. Michael E. Hastings
- Senate Floor Amendment No. 2 Referred to Assignments
- Mar 31, 2026 | Senate
- Added as Co-Sponsor Sen. Adriane Johnson
- Mar 27, 2026 | Senate
- Added as Co-Sponsor Sen. Graciela Guzmán
- Mar 26, 2026 | Senate
- Added as Co-Sponsor Sen. Doris Turner
- Mar 25, 2026 | Senate
- Added as Co-Sponsor Sen. Mattie Hunter
- Mar 24, 2026 | Senate
- Added as Co-Sponsor Sen. Cristina Castro
- Mar 20, 2026 | Senate
- Added as Chief Co-Sponsor Sen. Suzy Glowiak Hilton
- Mar 17, 2026 | Senate
- Added as Chief Co-Sponsor Sen. Christopher Belt
- Mar 13, 2026 | Senate
- Added as Co-Sponsor Sen. Michael W. Halpin
- Mar 11, 2026 | Senate
- Senate Committee Amendment No. 1 Adopted
- Do Pass as Amended Judiciary; 009-000-000
- Placed on Calendar Order of 2nd Reading March 12, 2026
- Mar 10, 2026 | Senate
- Senate Committee Amendment No. 1 Assignments Refers to Judiciary
- Mar 09, 2026 | Senate
- Senate Committee Amendment No. 1 Filed with Secretary by Sen. Michael E. Hastings
- Senate Committee Amendment No. 1 Referred to Assignments
- Feb 17, 2026 | Senate
- Assigned to Judiciary
- Feb 05, 2026 | Senate
- Filed with Secretary by Sen. Michael E. Hastings
- First Reading
- Referred to Assignments
Bill Texts
- IntroducedHTML
- EngrossedHTML
- EnrolledHTML
- Senate Committee Amendment 1 (Adopted) -- Sen. Michael E. HastingsHTML
- Senate Floor Amendment 2 (Tabled Pursuant to Rule 5-4(a)) -- Sen. Michael E. HastingsHTML
- Senate Floor Amendment 3 (Adopted; Hastings) -- Sen. Michael E. HastingsHTML
- Senate Floor Amendment 4 (Adopted; Hastings) -- Sen. Michael E. HastingsHTML
Documents
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