Redemption Rights and Deeds in Lieu of Foreclosure; Citing this act as the “Redemption Procedures Improvement Act”; providing that a defendant, a property owner, or a holder of a subordinate interest in real property may cure a defendant’s indebtedness to prevent the sale of such real property; providing that the right of redemption by an owner of real property subject to redemption is not waivable; authorizing the transfer of a lien claimed to encumber real or personal property by certain persons; prohibiting a mortgagee or its designee from acquiring interest, right to legal title, or right of possession to a mortgagee’s property, etc.