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Hurricane Mitigation Grants and Insurers' Regulations; Requires DFS to require that certain mitigation improvements be made as condition of reimbursing homeowner approved for My Safe Florida Home Program grant; increases surpluses required for certain insurers applying for their original certificates of authority & maintaining their certificates of authority, respectively; specifies prohibitions for persons who were officers or directors of insolvent insurer, officers or directors of managing general agent of insolvent insurer, attorneys in fact of insolvent reciprocal insurer, or officers or directors of attorney in fact of insolvent reciprocal insurer; requires OIR to prohibit insurers or reciprocal insurers from paying any compensation to certain persons for certain violations until violations are remedied.