Coverage for Ground Ambulance Emergency Services; Defining the terms “ambulance service provider” and “nonparticipating ambulance service provider”; requiring certain health insurers to reimburse nonparticipating ambulance service providers at the lowest of specified rates for providing ground ambulance services; requiring small employer carriers to comply with specified reimbursement provisions; requiring certain health maintenance contracts to require a health maintenance organization to reimburse out-of-network ambulance service providers at the lowest of specified rates for providing covered ambulance services, etc.