Residential Mortgage Loans; Requiring mortgage lenders and mortgage servicers to comply with specified federal law; requiring mortgage servicers and mortgage lenders to assume duties and obligations relating to previously approved first lien loan modifications, foreclosure prevention alternatives, and other loan modifications under certain circumstances; prohibiting mortgage servicers and mortgage lenders from commencing certain civil actions, recording specified notices, or conducting foreclosure sales unless specified conditions are met; prohibiting insurers and insurance agents from engaging in certain acts relating to lender-placed insurance, etc.