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AN ACT CONCERNING THE DOWN PAYMENT ASSISTANCE PROGRAM, AFFORDABILITY INCENTIVE ZONES AND BONDS OF BOARD MEMBERS AND OTHER EMPLOYEES OF THE CONNECTICUT HOUSING FINANCE AUTHORITY. To (1) require the Connecticut Housing Finance Authority to establish certain guidelines under the down payment assistance program, (2) allow the Connecticut Housing Finance Authority to establish affordability incentive zones under the down payment assistance program, and (3) clarify that loans issued under the down payment assistance program may include the reasonable closing costs of the purchase of a dwelling.