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1 H.369
2 Introduced by Representative Cordes of Lincoln
3 Referred to Committee on
4 Date:
5 Subject: Health; health insurance; fertility services
6 Statement of purpose of bill as introduced: This bill proposes to require health
7 insurance plans and Vermont Medicaid to provide coverage for fertility-related
8 services. It would also direct the Agency of Human Services to seek federal
9 approval of an amendment to Vermont’s Medicaid state plan to permit the
10 Medicaid coverage.
11 An act relating to health insurance and Medicaid coverage for fertility-
12 related services
13 It is hereby enacted by the General Assembly of the State of Vermont:
14 Sec. 1. 8 V.S.A. § 4099e is added to read:
15 § 4099e. FERTILITY-RELATED SERVICES
16 (a) Definitions. As used in this section:
17 (1) “Experimental fertility procedure” means a procedure for which the
18 published medical evidence is not sufficient for the American Society for
19 Reproductive Medicine, its successor organization, or a comparable
20 organization to regard the procedure as established medical practice.
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1 (2) “Fertility diagnostic care” means procedures, products, medications,
2 and services intended to provide information about an individual’s fertility,
3 including laboratory assessments and imaging studies.
4 (3) “Fertility preservation services” means procedures, products,
5 medications, and services intended to preserve fertility, consistent with
6 established medical practice and professional guidelines published by the
7 American Society for Reproductive Medicine, its successor organization, or a
8 comparable organization, for an individual who has a medical or genetic
9 condition or who is expected to undergo treatment that may directly or
10 indirectly cause a risk of impairment of fertility. “Fertility preservation
11 services” includes the procurement and cryopreservation of gametes, embryos,
12 and reproductive material and storage from the time of cryopreservation for a
13 period of five years. Storage may be offered for a longer period of time.
14 (4) “Health care provider” has the same meaning as in 18 V.S.A.
15 § 9402.
16 (5) “Health insurance plan” means any individual or group health
17 insurance policy; any hospital or medical service corporation or health
18 maintenance organization subscriber contract; or any other health benefit plan
19 offered, issued, or renewed for any person in this State by a health insurer.
20 The term does not include benefit plans providing coverage for specific
21 diseases or other limited benefit coverage.
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1 (6) “Health insurer” has the same meaning as in 18 V.S.A. § 9402.
2 (b) Required coverage. A health insurance plan shall provide coverage for
3 the following fertility-related services for all insureds:
4 (1) Fertility diagnostic care.
5 (2) Intrauterine insemination treatment with donor or partner semen.
6 (3) At least three retrievals of oocytes under anesthesia for in vitro
7 fertilization (IVF) with donor or partner semen or egg, including appropriate
8 medications for ovarian stimulation, unlimited embryo transfers, and IVF-
9 related laboratory procedures, ultrasounds, and hormones. A health insurance
10 plan may, but shall not be required to, provide coverage for preimplantation
11 genetic testing as a component of IVF.
12 (4) Clinically appropriate fertility-related medications as ordered or
13 prescribed by the insured’s treating health care providers.
14 (5) Fertility preservation services.
15 (c) Access to services; limitations on coverage.
16 (1) A health insurance plan shall not establish any rate, term, or
17 condition that places a greater financial burden on an insured for access to
18 fertility-related services than for access to treatment for any other health
19 condition.
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1 (2) A health insurance plan shall not impose any limitations on coverage
2 for any fertility services based on an insured’s use of donor sperm or eggs,
3 donor embryos, or surrogacy.
4 (3) A health insurance plan is not required to provide coverage for:
5 (A) any experimental fertility procedure; or
6 (B) any nonmedical costs related to donor sperm or eggs, donor
7 embryos, or surrogacy.
8 Sec. 2. 33 V.S.A. § 1901l is added to read:
9 § 1901l. COVERAGE OF FERTILITY-RELATED SERVICES
10 (a) Definitions. As used in this section:
11 (1) “Fertility diagnostic care” and “fertility preservation services” have
12 the same meanings as in 8 V.S.A. § 4099e.
13 (2) “Health care provider” has the same meaning as in 18 V.S.A.
14 § 9402.
15 (b) Coverage. The Agency of Human Services shall provide Medicaid
16 coverage for the following fertility-related services for all Medicaid
17 beneficiaries:
18 (1) Fertility diagnostic care.
19 (2) Intrauterine insemination treatment with donor or partner semen.
20 (3) At least three retrievals of oocytes under anesthesia for in vitro
21 fertilization (IVF) with donor or partner semen or egg, including appropriate VT LEG #367183 v.3
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1 medications for ovarian stimulation, unlimited embryo transfers, and IVF-
2 related laboratory procedures, ultrasounds, and hormones. The Agency may,
3 but shall not be required to, provide Medicaid coverage for preimplantation
4 genetic testing as a component of IVF.
5 (4) Clinically appropriate fertility-related medications as ordered or
6 prescribed by the beneficiary’s treating health care providers.
7 (5) Fertility preservation services.
8 Sec. 3. COVERAGE FOR FERTILITY-RELATED SERVICES; MEDICAID
9 STATE PLAN AMENDMENT
10 On or before September 1, 2023, the Agency of Human Services shall
11 request approval from the Centers for Medicare and Medicaid Services to
12 amend Vermont’s Medicaid state plan to include coverage for fertility-related
13 services as set forth in Sec. 2 of this act.
14 Sec. 4. EFFECTIVE DATES
15 (a) Sec. 1 (8 V.S.A. § 4099e) shall take effect on January 1, 2024 and shall
16 apply to all health insurance plans issued on and after January 1, 2024 on such
17 date as a health insurer offers, issues, or renews the health insurance plan, but
18 in no event later than January 1, 2025.
19 (b) Sec. 2 (33 V.S.A. § 1901l) shall take effect upon approval by the
20 Centers for Medicare and Medicaid Services of Vermont’s request to provide
21 coverage of fertility-related services as set forth in that section.
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1 (c) Sec. 3 (coverage for fertility-related services; Medicaid state plan
2 amendment) and this section shall take effect on passage.
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