For agreements for homeowners or renters insurance issued, delivered, entered into, amended, or renewed on or after July 1, 2025, this bill requires an insurance company, which is admitted to do business in this state and insures the tangible personal property of a policyholder who resides in this state, to provide a discount to the policyholder through the policyholder's homeowners or renters insurance policy if the policyholder meets the following requirements:  Either secures in a firearm safe or uses a firearm safety device for all firearms kept at the property for which the policy applies.  Requests to receive the discount in accordance with this bill. This bill requires the discount to be provided on a recurring basis that aligns with the policyholder's billing cycle. The insurance company must provide notice and information about the discount to a policyholder with the policyholder's recurring bill. However, this bill does not require a policyholder to disclose the presence or ownership of a firearm, or to request the discount.