For policies entered into or renewed on or after July 1, 2025, this bill prohibits a blind or partially blind owner of a motor vehicle from being required to obtain a commercial motor vehicle liability policy in lieu of a standard owner's policy of liability insurance, if the covered motor vehicle is not used for commercial purposes. As used in this bill, "commercial purposes" does not include paying or otherwise employing a driver to operate a blind or partially blind owner's personal motor vehicle on behalf of or for the benefit of such owner in a manner that would be considered a personal use.