This bill amends current law to require that health insurance plans cover emergency medical services (EMS) transport to alternative facilities, such as primary care providers, community health clinics, urgent care facilities, emergency room diversion facilities, and community-based behavioral health facilities. The bill also requires coverage for the evaluation and treatment of mental health disorders, including substance use disorders, by licensed providers who accompany EMS. The Department of Health and the Office of the Health Insurance Commissioner are authorized to establish rules and regulations for the implementation and enforcement of these provisions.

Additionally, the bill establishes a mobile integrated healthcare/community paramedicine program, which allows approved EMS agencies to divert non-emergency basic life service calls from emergency departments to alternative facilities. The Department of Health, in collaboration with the ambulance service coordinating advisory board, will administer the program and establish rules and regulations. Health insurance plans must provide coverage for transport to alternative facilities and reimburse EMS at the same rate as for a basic life support transport to an emergency department.