This bill amends sections of the General Laws related to accident and sickness insurance policies. It requires health insurance contracts to provide coverage for medically necessary expenses of diagnosis and treatment of infertility for women between the ages of 25 and 42, including preimplantation genetic diagnosis (PGD) in conjunction with in vitro fertilization (IVF), and for standard fertility-preservation services when a medically necessary medical treatment may cause infertility. The bill also prohibits insurance administrators, health plans, and providers from releasing genetic information without prior written authorization, and from using genetic tests or the results of genetic tests to reject, deny, limit, or affect health insurance coverage.

In addition, the bill adds a new section that requires health insurance contracts to provide coverage for the expenses of diagnosis and treatment of infertility for women between the ages of 25 and 42, including PGD in conjunction with IVF. The bill defines PGD as a technique used to test embryos for specific genetic disorders prior to their transfer to the uterus. The bill also adds a new section that defines genetic testing as the analysis of an individual's DNA, RNA, chromosomes, proteins, and certain metabolites for clinical purposes, and prohibits the use of genetic tests or the results of genetic tests to determine health insurance coverage or release the results without written authorization.