19.1070.01000
Sixty-sixth
Legislative Assembly HOUSE BILL NO. 1448
of North Dakota
Introduced by
Representative Schobinger
1 A BILL for an Act to amend and reenact section 26.1-40-16 of the North Dakota Century Code,
2 relating to exclusion of people from coverage of automobile insurance.
3 BE IT ENACTED BY THE LEGISLATIVE ASSEMBLY OF NORTH DAKOTA:
4 SECTION 1. AMENDMENT. Section 26.1-40-16 of the North Dakota Century Code is
5 amended and reenacted as follows:
6 26.1-40-16. Exclusion of named persons - Restrictive endorsements.
7 By written agreement with the named insured, a private passenger automobile insurance
8 policy covering an automobile or other motor vehicle registered or principally garaged in this
9 state may exclude a named individual, individuals, or class of individuals from coverage. The
10 policy may contain a restrictive endorsement reducing the limits of liability, uninsured motorist
11 coverage, underinsured motorist coverage, basic no-fault benefits coverage, or collision
12 coverage while the vehicle is operated by a named individual or class of individuals. However, if
13 the policy does provideprovides liability coverage to a person named in a restrictive
14 endorsement, the coverage may not be less than the minimum provided under section
15 26.1-40-15.2, section 26.1-40-15.3, subsection 2 of section 26.1-41-01, and section 39-16.1-11.
16 If the policy excludes a named individual, individuals, or class of individuals from all coverage
17 and the named insured expressly or impliedly consents to the operation of a secured motor
18 vehicle by the excluded party, the named insured is not relieved of personal liability as provided
19 by subsection 5 of section 26.1-41-02.
Page No. 1 19.1070.01000

Statutes affected:
INTRODUCED: 26.1-40-16
FIRST ENGROSSMENT: 26.1-40-16