The original instrument and the following digest, which constitutes no part of the
legislative instrument, were prepared by Cheryl Cooper.
DIGEST
SB 55 Original 2021 Regular Session Luneau
Present law requires that insurance rates not be inadequate or unfairly discriminatory in a
competitive market and that rates not be excessive, inadequate, or unfairly discriminatory in a
noncompetitive market. Authorizes classification risks using any criteria but prohibits risk
classifications on the basis of race, color, creed, or national origin.
Proposed law retains present law and further prohibits risk classifications made on the basis of the
status of the insured being a widow or widower, the insured's credit score/rating, or the gender of an
insured over the age of 25.
Effective August 1, 2021.
(Amends R.S. 22:1454(A))


Statutes affected:
SB55 Original: 22:1454(A)