Abstract: Prohibits risks classifications based on whether the insured is a widow or widower when
determining rates.
Present law prohibits inadequate or unfairly discriminatory rates in a competitive market.
Present law prohibits rates from being excessive, inadequate, or unfairly discriminatory in a
noncompetitive market.
Present law authorizes risk classifications based on any criteria except race, color, creed, or national
origin.
Proposed law retains present law and further prohibits risk classifications based on a person's status
as a widow or widower.
(Amends R.S. 22:1454(A))


Statutes affected:
HB31 Original: 22:1454(A)