Financial institutions and consumer credit. For purposes of the statutes governing: (1) first lien mortgage transactions; (2) the Uniform Consumer Credit Code; and (3) financial institutions; changes references to federal laws within those statutes from federal laws as in effect on December 31, 2019, to federal laws as in effect on December 31, 2020. Amends the statute concerning loans made by a credit union to the credit union's members to eliminate certain requirements with respect to loans secured by real estate. Amends the definition of "check" for purposes of the statute governing licensed cashers of checks to remove a reference to a "personal money order".

Statutes affected:
1. Introduced Senate Bill (S): 24-4.4-1-102, 24-4.5-1-102, 28-7-1-17, 28-10-1-1
2. Senate Bill (S): 24-4.4-1-102, 24-4.5-1-102, 28-7-1-17, 28-10-1-1
3. Senate Bill (H): 24-4.4-1-102, 24-4.5-1-102, 28-7-1-17, 28-10-1-1
4. Enrolled Senate Bill (S): 24-4.4-1-102, 24-4.5-1-102, 28-7-1-17, 28-10-1-1