STATEMENT OF PURPOSE
RS27113
This bill amends sections 41-5203, 41-5207, Chapter 52, Title 41 and adds a new section of Idaho code to
define and provide for the purchase of enhanced short-term health insurance plans. On August 3, 2018, the
U.S. Departments of the Treasury, Labor and Health and Human Services issued new rules to amend the
definition of short-term, limited-duration insurance to lengthen the maximum duration of short-term health
insurance. This bill defines enhanced short-term health insurance and brings Idaho in compliance with new
federal rules that went into effect on October 2, 2018.
Enhanced short-term plans will have an initial period of less than twelve (12) months and allows an individual
to renew the policy for up to the number of months established by the Idaho Department of Insurance.
This bill establishes a new section of code to allow the director of the Idaho Department of Insurance to
adopt rules and standards for enhanced short-term health insurance plans.
FISCAL NOTE
This legislation will have no impact on the state general fund, the Department of Insurance, or any other state
funds because it simply authorizes rulemaking by the Idaho Department of Insurance in order to conform to
recent revisions to federal rules. This legislation could lower health insurance costs for Idahoans.
Contact:
Representative Sage G. Dixon
House of Representatives
(208) 332-1000
Dean Cameron, Director
Department of Insurance
(208) 334-4250
DISCLAIMER: This statement of purpose and fiscal note are a mere attachment to this bill and prepared by a proponent
of the bill. It is neither intended as an expression of legislative intent nor intended for any use outside of the legislative
process, including judicial review (Joint Rule 18).
Statement of Purpose / Fiscal Note H0275


Statutes affected:
Bill Text: 41-5203, 41-5207