This bill aims to amend the Code of West Virginia by adding a new section, 33-57-2, which specifically addresses health insurance coverage for living organ donors. It defines a "living organ donor" as an individual who has donated all or part of an organ and is not deceased. The bill prohibits insurers from taking certain actions against living organ donors, including denying or limiting coverage under sickness, disability, or long-term care insurance policies solely based on their status as organ donors.
Additionally, the bill prevents insurers from imposing conditions that would preclude an insured from donating an organ as a requirement for maintaining their insurance policy. It also prohibits any form of discrimination in the offering, issuance, cancellation, or pricing of insurance policies based solely on the individual's status as a living organ donor. This legislation is designed to protect living organ donors from unfair treatment in the insurance market, ensuring they have equal access to coverage without penalties related to their organ donation status.
Statutes affected: Introduced Version: 33-57-2