This bill amends West Virginia Code §33-6-29 to align the priority of insurance coverage for drivers of certain vehicles with federal law. It specifies that insurers cannot exclude coverage for bodily injury or property damage to passengers in a motor vehicle. The bill establishes that liability insurance policies must extend coverage to individuals operating a vehicle with permission from a business engaged in selling, repairing, leasing, or servicing motor vehicles, making the driver's insurance primary and the business's insurance secondary, provided certain conditions are met.

Additionally, the bill clarifies that any insurance coverage available to the insured individual while operating a vehicle for business purposes is secondary to the motor vehicle liability insurance owned by the business, particularly if the individual is an employee acting within the scope of their employment. It also updates the language regarding the security requirements for vehicles owned by businesses engaged in renting, leasing, selling, repairing, or servicing motor vehicles, ensuring that such security is secondary to any applicable liability insurance. The changes aim to ensure consistency with federal regulations regarding insurance coverage for rental vehicles.

Statutes affected:
Introduced Version: 33-6-29