The bill amends West Virginia's Code §33-6-29 to modify the priority of insurance coverage for drivers of motor vehicles provided by businesses involved in selling, repairing, or servicing vehicles. It stipulates that any liability insurance policy must cover the owner or operator of a vehicle for bodily injury or property damage to passengers. Additionally, it establishes that coverage for individuals permitted to use a vehicle from such businesses will be primary, while the business's own insurance will be secondary, provided certain conditions are met, such as no separate payment for the use of the vehicle and permission from the business owner.

Furthermore, the bill clarifies that any insurance coverage available to the insured individual while operating a vehicle for the business is secondary to the business's own liability insurance if the individual is an employee acting within the scope of their employment. It also updates the references to specific sections of the code regarding security requirements for motor vehicles owned by businesses, ensuring that such security is secondary to any applicable liability insurance available to the individual using the vehicle. The bill removes outdated language and incorporates new legal references to enhance clarity and compliance with current regulations.

Statutes affected:
Introduced Version: 33-6-29
Engrossed Version: 33-6-29