This bill aims to amend the Code of West Virginia by adding a new section, 33-57-2, which specifically addresses health insurance coverage for living organ donors. It defines a "living organ donor" as an individual who has donated all or part of an organ and is not deceased. The bill prohibits insurers from denying coverage, increasing premiums, or canceling policies for individuals solely based on their status as living organ donors.

Furthermore, the bill stipulates that insurers cannot limit coverage, preclude organ donation as a condition for policy continuation, or discriminate in any aspect of insurance policies related to living organ donors without additional actuarial risks. This legislation is designed to protect living organ donors from discrimination in life insurance, sickness, disability, or long-term care insurance policies, ensuring they receive fair treatment in the insurance market.

Statutes affected:
Introduced Version: 33-57-2