This bill amends the Code of West Virginia to enhance motor vehicle safety by mandating the development and implementation of an electronic insurance verification program by the Commissioner of the Department of Motor Vehicles. It requires that every driver operating a vehicle in the state must have insurance coverage. The bill also stipulates that the Insurance Commissioner must propose necessary rules to facilitate the implementation of this electronic verification program.

Key changes include the insertion of a requirement for all drivers to maintain insurance coverage and the establishment of an electronic system to verify insurance status, which will utilize data from law enforcement and insurance companies. The bill outlines the responsibilities of both the Division of Motor Vehicles and insurance companies in maintaining and operating this verification system, including the need for cooperation and compliance with the program's requirements. Additionally, it emphasizes the importance of data security and the confidentiality of information obtained through the verification system.

Statutes affected:
Introduced Version: 17D-2A-4, 17D-2A-6a, 33-6-31g