This bill amends the Code of West Virginia by adding seven new sections that mandate health insurance coverage for scalp cooling systems used during cancer chemotherapy treatment. Specifically, it requires that any insurance policy, plan, or contract issued or renewed on or after January 1, 2026, that provides coverage for cancer chemotherapy must also include coverage for scalp cooling systems. The bill allows for the possibility of annual deductibles and coinsurance, including copayments, as determined appropriate by the commissioner and consistent with other benefits within the policy.

The bill defines a "scalp cooling system" as any device designed to cool the human scalp to prevent or reduce hair loss during chemotherapy, provided it is intended for repeated use and serves a medical purpose. This requirement is included in various chapters of the West Virginia Code, ensuring comprehensive coverage across different types of insurance policies, including those related to public employees, human services, and health maintenance organizations.

Statutes affected:
Originating in Committee: 5-16-8b, 9-5-34, 33-15-24, 33-16-20, 33-24-15, 33-25-23, 33-25A-37
Engrossed Version: 5-16-8b, 9-5-34, 33-15-24, 33-16-20, 33-24-15, 33-25-23, 33-25A-37