This bill amends the Insurance Sales Consumer Protection Act in West Virginia by prohibiting referrals made by unlicensed individuals and establishing necessary safeguards against unethical telemarketing practices. Specifically, it introduces new provisions that require issuers and producers who make payments for referrals by unlicensed persons to implement procedures ensuring that these referrals do not engage in unethical practices.

The new legal language mandates that any telemarketing efforts by unlicensed individuals must not utilize autodialed or prerecorded calls without prior consent, must avoid contacting numbers on the National Do Not Call Registry, must not display misleading caller ID information, and must not misrepresent themselves as licensed agents. These changes aim to enhance consumer protection and ensure ethical standards in insurance sales practices.

Statutes affected:
Introduced Version: 33-11A-7