WEST VIRGINIA LEGISLATURE
2023 REGULAR SESSION
Introduced House Bill 3474
By Delegate Steele [Introduced February 14, 2023; Referred to the Committee on the Judiciary]
 Intr HB 2023R3704
1 A BILL to amend §17D-4-2 of the Code of West Virginia, 1931, as amended, all relating to proof of
2 financial responsibility, by increasing mandatory insurance coverage limits.
Be it enacted by the Legislature of West Virginia:
ARTICLE 4. PROOF OF FINANCIAL RESPONSIBILITY FOR THE FUTURE.
§17D-4-2. "Proof of financial responsibility" defined.
1 As used in this chapter:
2 (a) "Proof of financial responsibility" means proof of ability to respond in damages for
3 liability, on account of accident occurring subsequent to the effective date of the proof, arising out
4 of the ownership, operation, maintenance or use of a motor vehicle, trailer or semitrailer in the
5 amount of $20,000 $25,000 because of bodily injury to or death of one person in any one accident,
6 and, subject to the limit for one person, in the amount of $40,000 $50,000 because of bodily injury
7 to or death of two or more persons in any one accident, and in the amount of $10,000 $25,000
8 because of injury to or destruction of property of others in any one accident.
9 (b) Beginning January 1, 2016 2024, "proof of financial responsibility" means proof of
10 ability to respond in damages for liability, on account of accident occurring subsequent to the
11 effective date of the proof, arising out of the ownership, operation, maintenance, or use of a motor
12 vehicle, trailer or semitrailer in the amount of $25,000 $50,000 because of bodily injury to or death
13 of one person in any one accident, and, subject to the limit for one person, in the amount of
14 $50,000 $100,000 because of bodily injury to or death of two or more persons in any one accident,
15 and in the amount of $25,000 $50,000 because of injury to or destruction of property of others in
16 any one accident: Provided, That proof of financial responsibility provided by an insurance policy
17 in effect on December 31, 2015 2023, in the minimum amounts required in subdivision (a) of this
18 section shall continue to provide adequate proof of financial responsibility required by this chapter
19 until the policy expires or is renewed.
1
Intr HB 2023R3704
NOTE: The purpose of this bill is to increase mandatory insurance coverage limits.
Strike-throughs indicate language that would be stricken from a heading or the present law and underscoring indicates new language that would be added.
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Statutes affected:
Introduced Version: D-4-2