Assembly Bill 1025 aims to regulate earned wage access (EWA) services in Wisconsin by establishing specific fee limits for providers of these services. The bill prohibits providers from charging more than $5 for the delivery of proceeds up to $75 and no more than $7.50 for advances exceeding $75. These fee limits will be adjusted for inflation every five years, starting January 1, 2030, as determined by the U.S. consumer price index. Additionally, the bill creates new statutory sections that outline these fee structures and the adjustment process.

Furthermore, the bill clarifies that certain existing laws, including various provisions of the Wisconsin Consumer Act and regulations concerning married persons' credit transactions, do not apply to EWA services provided by licensed providers. This exemption aims to streamline the regulatory framework for EWA services, ensuring that they can operate under specific guidelines without being subject to broader consumer protection laws that may not be relevant to their business model.