Senate Bill 757 mandates that health insurance policies and self-insured governmental health plans in Wisconsin must cover home test kits for sexually transmitted diseases (STDs), including the associated laboratory costs for processing these kits. The bill specifies that a home test kit must be recommended by the federal Centers for Disease Control and Prevention or the U.S. Preventive Services Task Force, and it must meet certain regulatory standards, such as being approved by the federal Food and Drug Administration or developed in compliance with established regulations. Coverage is required if the use of the kit is deemed medically necessary and is ordered by a healthcare provider or provided through a standing order.

The bill introduces new sections to the statutes, specifically creating 609.803 and 632.895 (13m), which outline the requirements for coverage of STD testing through home test kits. It also establishes that these provisions will apply to insurance policies and plans starting from the effective date of the bill, with specific applicability rules for those affected by collective bargaining agreements. The legislation may also necessitate a social and financial impact report due to its nature as a health insurance mandate.