Assembly Bill 568 mandates that health insurance policies and self-insured governmental health plans that cover medical or hospital expenses must provide coverage for the diagnosis and treatment of infertility, as well as standard fertility preservation services. The bill specifies that coverage must include at least four completed egg retrievals with unlimited embryo transfers, and allows for single embryo transfers when deemed medically appropriate. Additionally, the bill prohibits any exclusions, limitations, or restrictions on medications related to infertility that are not applied to other prescription medications, and ensures that coverage for infertility services is treated equally to other medical services within the policy.

The bill introduces new definitions and requirements under sections 609.74 and 632.895 (15m) of the statutes, including the definition of infertility and the conditions under which treatment is required. It also establishes that the commissioner, in consultation with the Department of Health Services, will create necessary rules for implementation. The act will take effect four months after publication and will apply to policy or plan years beginning on the effective date, with specific provisions for collective bargaining agreements.