The bill establishes a new online verification system for motor vehicle liability insurance in Washington State, requiring the Department of Licensing to create a common carrier-based system for verifying insurance status. This system will be accessible to authorized personnel, including law enforcement and insurers, and will utilize various data elements for accurate matching. Insurers are mandated to cooperate with the department and maintain historical records of verification data. The bill also outlines the responsibilities of the department and insurers in implementing this system, including the option for insurers with fewer policies to report data through alternative methods. Additionally, the bill provides immunity for insurers from civil and administrative liability for good faith compliance efforts.

Furthermore, the bill amends existing laws to require the Department of Licensing to verify insurance status at the time of vehicle registration renewal starting April 1, 2029. It specifies methods for verification, including the new online system, in-person proof, or electronic submissions. The bill also includes provisions for penalties related to failure to provide proof of insurance, emphasizing that enforcement of such infractions can only occur as a secondary action during other traffic stops. The financial implications of the verification system are addressed, with funds allocated for its ongoing costs and a requirement for the department to report on the system's effectiveness by October 1, 2030.

Statutes affected:
Original bill: 46.16A.130, 46.30.020, 46.63.110, 46.68.067