The bill seeks to enhance the foreclosure mediation program in Washington State by amending various sections of the Revised Code of Washington (RCW) and introducing new provisions aimed at supporting unit owners facing potential foreclosure due to delinquent assessments. Key insertions include a definition of "Assessment," which covers all charges by an association against a unit, and the establishment of a new section allowing unit owners to seek assistance from housing counselors. These counselors will help prepare unit owners for meetings with associations and provide information on repayment plans and alternatives to foreclosure. The bill also modifies the existing mediation program to include unit owners, detailing the referral process and ensuring that associations cannot charge attorneys' fees during mediation.

Additionally, the bill outlines specific requirements for associations regarding the collection of unpaid assessments, mandating timely notices of delinquency and prohibiting further collection actions until a specified period has passed. It establishes conditions under which associations may initiate foreclosure proceedings and emphasizes the importance of mediation in resolving disputes. The legislation also mandates that associations maintain comprehensive records and provide free access to certain documents for unit owners, enhancing transparency and accountability. Overall, the bill aims to protect unit owners, improve communication with associations, and provide necessary resources for housing counseling and legal assistance.

Statutes affected:
Original Bill: 61.24.005, 61.24.160, 61.24.163, 61.24.166, 61.24.165, 61.24.172
Substitute Bill: 61.24.005, 61.24.160, 61.24.163, 61.24.166, 61.24.165, 61.24.172
Second Substitute: 61.24.005, 61.24.160, 61.24.163, 61.24.166, 61.24.165, 61.24.172
Engrossed Second Substitute: 61.24.005, 61.24.163, 61.24.165, 61.24.172, 64.32.200, 64.34.364, 64.38.100, 64.90.485
Bill as Passed Legislature: 61.24.005, 61.24.163, 61.24.165, 61.24.172, 64.32.200, 64.34.364, 64.38.100, 64.90.485, 64.32.170, 64.34.372, 64.38.045, 64.90.495
Session Law: 61.24.005, 61.24.163, 61.24.165, 61.24.172, 64.32.200, 64.34.364, 64.38.100, 64.90.485, 64.32.170, 64.34.372, 64.38.045, 64.90.495