The bill amends RCW 6.15.010 to update the exemptions from garnishment for personal property. Key changes include increasing the exemption limit for certain personal property from $3,000 to $6,000, and for various types of debts, the exemption limit is raised from $500, $2,500, and $2,000 to $5,000. Additionally, the bill introduces a provision that mandates adjustments to these dollar amounts every three years based on the consumer price index, starting April 1, 2027. Other exemptions remain unchanged, including those for household goods, motor vehicles, and health aids.

Furthermore, the bill expands the definition of exempt payments to include alimony and spousal support, alongside child support. It clarifies that the right to or proceeds from personal injury payments are exempt from creditor claims, with specific exceptions for state claims. The overall intent of the bill is to enhance the financial protections available to individuals facing garnishment, ensuring they retain essential personal property and support payments.

Statutes affected:
Original Bill: 6.15.010
Substitute Bill: 6.15.010