The bill establishes a work group tasked with studying and recommending wildfire mitigation and resiliency standards in Washington State. The work group will be co-chaired by the insurance commissioner and the commissioner of public lands, and will include representatives from various sectors, including the property and casualty insurance industry, local emergency management, fire chiefs, small and rural landowners, and electric utilities. The group is responsible for developing recommendations on aligning state wildfire mitigation standards with nationally recognized standards, enhancing community-level wildfire mitigation, improving data sharing between state agencies and the insurance industry, increasing consumer transparency regarding wildfire risks, and establishing a grant program to assist homeowners in retrofitting properties to resist wildfire damage.

The work group is required to submit a report of its recommendations to the legislature and relevant agencies by December 1, 2025, and the section of the bill creating the work group will expire on December 31, 2025. The bill emphasizes the importance of collaboration among various stakeholders to address wildfire risks effectively and aims to enhance the availability of insurance while promoting market stability.