The bill aims to enhance the WACares program by incorporating recommendations from the long-term services and supports trust commission. Key amendments include allowing employees or self-employed individuals who move out of Washington to maintain their participation in the program if they have paid premiums for at least three years and notify the employment security department within one year of their relocation. Out-of-state participants are required to report their earnings and maintain documentation, with strict rules on reporting. Once they opt to continue coverage, they cannot withdraw, and the employment security department must cancel coverage if payments or reports are not submitted. The bill also adjusts definitions and responsibilities, including inflation adjustments to the benefit unit based on the consumer price index, and establishes a commission to oversee the program's goals of benefit adequacy and fund solvency.

Additionally, the bill introduces new provisions for managing eligibility determinations and supplemental long-term care insurance. Starting July 1, 2030, qualified individuals outside Washington can apply for benefits through the Department of Social and Health Services (DSHS), which must complete eligibility determinations within 45 days. The bill mandates that employers collect premiums from employees and outlines penalties for non-compliance. It also establishes standards for supplemental long-term care insurance, requiring policies to be approved by the insurance commissioner and prohibiting certain practices that could disadvantage policyholders. Overall, the legislation seeks to improve access to long-term care services while ensuring proper funding and consumer protection in supplemental insurance offerings.

Statutes affected:
Original Bill: 50B.04.180, 50B.04.010, 50B.04.020, 74.04.025, 50B.04.050, 50B.04.055, 50B.04.060, 50B.04.070, 50B.04.085, 50B.04.100, 50B.04.040, 50B.04.140, 70.127.040