The bill aims to protect patients involved in motor vehicle accidents from the burden of delayed ambulance bills by introducing new regulations regarding the assignment of medical debt. Specifically, it prohibits ambulance services from selling or assigning medical debt related to ambulance services following a motor vehicle accident to any licensed individual until at least 120 days after the initial billing statement has been sent to the patient or responsible party. The definition of a motor vehicle accident is expanded to include incidents involving pedestrians or bicyclists who are injured by a motor vehicle.

Additionally, the bill establishes a mechanism for oversight and enforcement by the commissioner of the department of health. If the commissioner suspects that an ambulance service has repeatedly violated the new regulations, they can refer the matter to the department of health for further action. The department is empowered to impose fines or recovery costs on the ambulance service for unresolved violations and must inform the commissioner of the outcomes of any reviews conducted regarding these violations.