This bill aims to protect patients involved in motor vehicle accidents from the burden of delayed ambulance bills by introducing new regulations regarding the assignment of medical debt. Specifically, it prohibits ambulance services from selling or assigning medical debt related to ambulance services following a motor vehicle accident to any licensed person until at least 120 days after the initial billing statement has been sent to the patient or responsible party. The definition of a motor vehicle accident is expanded to include incidents involving pedestrians or bicyclists who are injured by a motor vehicle.

Additionally, the bill establishes a framework for oversight and enforcement by the commissioner and the department of health. If the commissioner identifies a pattern of unresolved violations of the new debt assignment rules, they can refer the matter to the department of health, which has the authority to impose fines or take other actions against the ambulance service in question. The department is also required to inform the commissioner of the outcomes of any reviews related to these violations. The provisions of this act are set to take effect on January 1, 2026.