This bill aims to protect patients involved in motor vehicle accidents from the burden of delayed ambulance bills by introducing new regulations regarding the assignment of medical debt. Specifically, it prohibits ambulance services from selling or assigning medical debt related to ambulance services following a motor vehicle accident to any licensed person until at least 120 days after the initial billing statement has been sent to the patient or responsible party. The definition of a motor vehicle accident is expanded to include incidents involving pedestrians or bicyclists who are injured by a motor vehicle.

Additionally, the bill establishes a framework for oversight and enforcement. If the commissioner suspects that an ambulance service has repeatedly violated the new regulations, they can report this to the Department of Health, which may then impose fines or other actions against the service. The Department of Health is required to inform the commissioner of the outcomes of any investigations into these violations. The provisions of this act are set to take effect on January 1, 2026.