The proposed bill aims to enhance access to infertility diagnosis, treatment, and standard fertility preservation services in Washington State. It mandates that group health plans, health plans for state employees, and Medicaid coverage include these services starting from January 1, 2026, and January 1, 2027, for infertility treatment specifically. The bill outlines that coverage must include two completed oocyte retrievals with unlimited embryo transfers, adhering to guidelines from the American Society for Reproductive Medicine. Additionally, it prohibits any discriminatory exclusions or limitations on fertility medications and services compared to other medical services.

The legislation also defines key terms related to infertility and fertility preservation, ensuring that benefits are provided to enrollees and their dependents similarly to other pregnancy-related benefits. It emphasizes the importance of reducing disparities in access to care for various demographics, including racial and ethnic minorities and LGBTQ individuals. The bill is officially titled the "Washington State Building Families Act" and empowers the insurance commissioner to establish rules for its implementation and enforcement.