Bill H.525, introduced by Representative Micklus of Milton, aims to enhance motor vehicle insurance coverage by mandating that all comprehensive policies include full glass coverage without any deductible or minimum amount. The bill adds a new section, 4212, to Title 8 of the Vermont Statutes, which specifies that claims for motor vehicle glass repair or replacement will not be subject to deductibles when the claim pertains solely to glass damage. Additionally, the bill defines key terms such as "advanced driver assistance system" and "motor vehicle glass," and outlines what constitutes the repair or replacement of damaged glass.

The provisions of this bill will apply to all motor vehicle insurance policies and contracts that are offered, issued, or renewed on or after October 1, 2026. The act is set to take effect on July 1, 2026, ensuring that policyholders benefit from this enhanced coverage in the near future.