The bill H.439 proposes the establishment of the Whole Home Repairs Program within the Department of Housing and Community Development in Vermont. This program aims to provide funding to address habitability concerns, enhance energy and water efficiency, and improve accessibility for individuals with disabilities in residential properties. The Department will award competitive grants and forgivable loans to nonprofit housing organizations, homeowners, and private landlords, with a maximum grant or loan amount of $50,000 per unit. The program will also include requirements for landlords, such as not offering units created through the program as short-term rentals while a grant or loan agreement is in effect.

Additionally, the bill appropriates $15 million from the General Fund for the program in fiscal year 2026, with $5 million designated for technical assistance and workforce development. The act is set to take effect on July 1, 2025. The program will require housing organizations to adopt standardized application processes, ensure equitable selection of landlords, and provide technical assistance and case management services. It also outlines eligibility criteria for homeowners and landlords seeking funding, as well as lien priority for grants and loans issued under the program.