Bill H.431, introduced by Representative Galfetti, aims to expand access to catastrophic health plans for Vermonters under the age of 40. The bill mandates that the Secretary of Human Services apply for a waiver from the U.S. Department of Health and Human Services by January 1, 2026, to allow individuals who have not yet turned 40 to be eligible for these plans, as authorized under federal law (42 U.S.C. 18002(e)).

Additionally, the bill specifies that it will take effect upon passage. This legislative effort seeks to enhance healthcare options for younger Vermonters, potentially improving their access to necessary health coverage.