H.302 is a bill introduced in Vermont that mandates health insurance plans and Vermont Medicaid to provide coverage for fertility-related services. The bill outlines specific definitions related to fertility care, including fertility diagnostic care, fertility preservation services, and fertility treatment. It requires health insurance plans to cover these services for all individuals, ensuring that no greater financial burden is placed on those seeking fertility-related services compared to other health conditions. Additionally, the bill specifies that coverage cannot be limited based on the use of donor gametes or surrogacy, although it does not require coverage for experimental procedures or nonmedical costs associated with donor services.

The bill also directs the Agency of Human Services to seek federal approval to amend Vermont's Medicaid state plan to include these fertility-related services. The effective date for the health insurance coverage provisions is set for January 1, 2026, while the Medicaid coverage will take effect upon federal approval. This legislation aims to enhance access to fertility care for individuals facing infertility challenges in Vermont.