LEGISLATIVE GENERAL COUNSEL H.B. 99
6 Approved for Filing: A. Weenig 6
6 12-29-23 5:11 PM 6
1 CONSUMER CREDIT PROTECTION AMENDMENTS
2 2024 GENERAL SESSION
3 STATE OF UTAH
4 Chief Sponsor: Kera Birkeland
5 Senate Sponsor: Curtis S. Bramble
6
7 LONG TITLE
8 General Description:
9 This bill amends the Credit Services Organizations Act.
10 Highlighted Provisions:
11 This bill:
12 < requires consumer credit services organizations to disclose certain information
13 when providing a credit report to a buyer; and
14 < defines terms.
15 Money Appropriated in this Bill:
16 None
17 Other Special Clauses:
18 None
19 Utah Code Sections Affected:
20 ENACTS:
21 13-21-7.5, Utah Code Annotated 1953
22
23 Be it enacted by the Legislature of the state of Utah:
24 Section 1. Section 13-21-7.5 is enacted to read:
25 13-21-7.5. Required disclosures.
H.B. 99
26 (1) As used in this section:
27 (a) "Consumer reporting agency" means the same as that term is defined in Section
*HB0099*
 H.B. 99 12-29-23 5:11 PM
28 13-45-102.
29 (b) "Credit report" means the same as that term is defined in Section 13-45-102.
30 (c) "Credit score" means the same as that term is defined in Section 31A-22-320.
31 (2) When a consumer credit services organization provides a credit report to a buyer,
32 the credit services organization shall provide to the buyer a written disclosure that identifies:
33 (a) the consumer reporting agency providing the information in the report;
34 (b) the name of the credit score model used by the credit reporting agency to calculate
35 the credit score; and
36 (c) the minimum and maximum possible scores under the credit score model used by
37 the credit reporting agency in the credit report.
38 Section 2. Effective date.
39 This bill takes effect on May 1, 2024.
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