[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 7647 Introduced in House (IH)]

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119th CONGRESS
  2d Session
                                H. R. 7647

To amend the Federal Home Loan Bank Act to expand homeownership access, 
                        and for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                           February 23, 2026

    Mr. Vicente Gonzalez of Texas (for himself and Mr. Fitzpatrick) 
 introduced the following bill; which was referred to the Committee on 
                           Financial Services

_______________________________________________________________________

                                 A BILL


 
To amend the Federal Home Loan Bank Act to expand homeownership access, 
                        and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Minimizing Outdated Restrictions 
that Exclude Opportunities for Homeownership Act'' or the ``MORE 
Opportunities for Homeownership Act''.

SEC. 2. EXPANDING HOMEOWNERSHIP ACCESS THROUGH COMMUNITY FINANCIAL 
              INSTITUTIONS.

    Section 2(10)(A)(i) of the Federal Home Loan Bank Act (12 U.S.C. 
1422(10)(A)(i)) is amended by inserting after ``Federal Deposit 
Insurance Act'' the following ``or Federal Credit Union Act''.
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