[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 7128 Introduced in House (IH)]
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119th CONGRESS
2d Session
H. R. 7128
To extend the Terrorism Risk Insurance Program, and for other purposes.
_______________________________________________________________________
IN THE HOUSE OF REPRESENTATIVES
January 16, 2026
Mr. Flood (for himself and Mr. Garbarino) introduced the following
bill; which was referred to the Committee on Financial Services
_______________________________________________________________________
A BILL
To extend the Terrorism Risk Insurance Program, and for other purposes.
Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the ``TRIA Program Reauthorization Act of
2026''.
SEC. 2. EXTENSION.
Section 108(a) of the Terrorism Risk Insurance Act of 2002 (15
U.S.C. 6701 note) is amended by striking ``2027'' and inserting
``2034''.
SEC. 3. IMPROVEMENTS TO CERTIFICATION PROCESS.
Section 102(1) of the Terrorism Risk Insurance Act of 2002 (15
U.S.C. 6701 note) is amended--
(1) in subparagraph (B)--
(A) in clause (i), by striking ``or'' at the end;
(B) in clause (ii), by striking ``$5,000,000.'' and
inserting ``$25,000,000; or''; and
(C) by adding at the end the following:
``(iii) the Secretary did not certify such
act as an act of terrorism before the
expiration of the 90-day period following the
publication of a notice in the Federal Register
under subparagraph (D)(i).''; and
(2) by striking subparagraph (D) and inserting the
following:
``(D) Notice requirements.--
``(i) In general.--The Secretary shall, not
later than 30 days after beginning the process
of determining whether to certify an act as an
act of terrorism, publish a notice in the
Federal Register that informs the public that
the Secretary is in the process of determining
whether to certify an act as an act of
terrorism.
``(ii) Additional notice permitted.--The
Secretary may, as the Secretary determines
appropriate, notify the public, through
publication in the Federal Register, or
otherwise, that an act is not being evaluated
by the Secretary to determine whether it should
be certified as an act of terrorism.''.
SEC. 5. TECHNICAL AMENDMENTS.
(a) In General.--Section 103(e)(7)(E)(i) of the Terrorism Risk
Insurance Act of 2002 (15 U.S.C. 6701 note) is amended--
(1) in subclause (I)--
(A) by striking ``2022'' and inserting ``2029'';
and
(B) by striking ``2024'' and inserting ``2031'';
(2) in subclause (II)--
(A) by striking ``2023'' and inserting ``2030'';
(B) by striking ``2029'' and inserting ``2036'';
and
(C) by striking ``2024'' and inserting ``2031'';
and
(3) in subclause (III)--
(A) by striking ``2029'' and inserting ``2036'';
and
(B) by striking ``2024'' and inserting ``2031''.
(b) Clarification.--The Terrorism Risk Insurance Act of 2002 (15
U.S.C. 6701 note) is amended by striking ``Terrorism Insurance
Program'' each place it appears and inserting ``Terrorism Risk
Insurance Program''.
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