[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 5938 Introduced in House (IH)]

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119th CONGRESS
  1st Session
                                H. R. 5938

To establish a grant program to increase the local housing supply, and 
                          for other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                            November 7, 2025

  Mr. Cleaver (for himself and Ms. Pressley) introduced the following 
bill; which was referred to the Committee on Financial Services, and in 
 addition to the Committees on Transportation and Infrastructure, and 
Energy and Commerce, for a period to be subsequently determined by the 
  Speaker, in each case for consideration of such provisions as fall 
           within the jurisdiction of the committee concerned

_______________________________________________________________________

                                 A BILL


 
To establish a grant program to increase the local housing supply, and 
                          for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Innovation Fund Act''.

SEC. 2. INNOVATION FUND.

    (a) Definitions.--In this section:
            (1) Attainable housing.--The term ``attainable housing'' 
        means housing that--
                    (A) serves--
                            (i) a majority of households with income 
                        not greater than 80 percent of area median 
                        income; and
                            (ii) households with income not greater 
                        than 100 percent of area median income; or
                    (B) serves--
                            (i) a majority of households with income 
                        not greater than 60 percent of area median 
                        income; and
                            (ii) households with income not greater 
                        than 120 percent of area median income.
            (2) Eligible entity.--The term ``eligible entity'' means--
                    (A) a metropolitan city or urban county, as those 
                terms are defined in section 102 of the Housing and 
                Community Development Act of 1974 (42 U.S.C. 5302), 
                that has demonstrated an objective improvement in 
                housing supply growth, as determined by the Secretary, 
                whose methodology for determining such growth is 
                published in the Federal Register to allow for public 
                comment not less than 90 days before date on which the 
                notice of funding opportunity is made available; or
                    (B) a unit of general local government or Indian 
                tribe, as those terms are defined in section 102 of the 
                Housing and Community Development Act of 1974 (42 
                U.S.C. 5302), that has demonstrated an objective 
                improvement in housing supply growth, as determined by 
                the Secretary, whose methodology for determining such 
                improvement is published in the Federal Register to 
                allow for public comment not less than 90 days before 
                the date on which the notice of funding opportunity is 
                made available.
            (3) Secretary.--The term ``Secretary'' means the Secretary 
        of Housing and Urban Development.
    (b) Establishment of a Grant Program.--
            (1) Establishment.--Not later than 1 year after the date of 
        enactment of this Act, the Secretary shall establish a program 
        to award grants on a competitive basis to eligible entities 
        that have increased their local housing supply.
            (2) List of eligible entities.--The Secretary shall make a 
        list of eligible entities publicly available on the website of 
        the Department of Housing and Urban Development.
            (3) Eligible purposes.--An eligible entity receiving a 
        grant under this section may use funds to--
                    (A) carry out any of the activities described in 
                section 105 of the Housing and Community Development 
                Act of 1974 (42 U.S.C. 5305);
                    (B) carry out any of the activities permitted under 
                the Local and Regional Project Assistance Program 
                established under section 6702 of title 49, United 
                States Code;
                    (C) serve as matching funds under a State revolving 
                fund program related to a clean water or drinking water 
                program administered by the Environmental Protection 
                Agency in which the eligible entity is the grantee 
                under that program, unless otherwise determined by the 
                Secretary; and
                    (D) carry out initiatives of the eligible entity 
                that facilitate the expansion of the supply of 
                attainable housing and that supplement initiatives the 
                eligible entity has carried out, or is in the process 
                of carrying out, as specified in the application 
                submitted under paragraph (4).
            (4) Application.--
                    (A) In general.--An eligible entity seeking a grant 
                under this section shall submit to the Secretary an 
                application that provides--
                            (i) a description of each purpose for which 
                        the eligible entity will use the grant, and an 
                        attestation that the grant will be used only 
                        for 1 or more eligible purposes described in 
                        paragraph (3);
                            (ii) data on characteristics of increased 
                        housing supply during the 3-year period ending 
                        on the date on which the application is 
                        submitted, which may include whether such 
                        housing--
                                    (I) serves households at a range of 
                                income levels; and
                                    (II) has improved the quality and 
                                affordability of housing in the 
                                jurisdiction of the eligible entity;
                            (iii) a description of how each eligible 
                        purpose described in clause (i) may address a 
                        community need or advance an objective, or an 
                        aspect of an objective, included in the 
                        comprehensive housing affordability strategy 
                        and community development plan of the eligible 
                        entity under part 91 of title 24, Code of 
                        Federal Regulations, or any successor 
                        regulation (commonly referred to as a 
                        ``consolidated plan''); and
                            (iv) a description of how the eligible 
                        entity has carried out, or is in the process of 
                        carrying out, initiatives that facilitate the 
                        expansion of the supply of housing.
                    (B) Initiatives.--Initiatives that meet the 
                criteria described in paragraph (3)(D) include--
                            (i) increasing by-right uses, including 
                        duplex, triplex, quadplex, and multifamily 
                        buildings, in areas of opportunity;
                            (ii) revising or eliminating off-street 
                        parking requirements to reduce the cost of 
                        housing production;
                            (iii) revising minimum lot size 
                        requirements, floor area ratio requirements, 
                        set-back requirements, building heights, and 
                        bans or limits on construction to allow for 
                        denser and more affordable development;
                            (iv) instituting incentives to promote 
                        dense development;
                            (v) passing zoning overlays or other 
                        ordinances that enable the development of 
                        mixed-income housing;
                            (vi) streamlining regulatory requirements 
                        and shortening processes, increasing code 
                        enforcement and permitting capacity, reforming 
                        zoning codes, or other initiatives that reduce 
                        barriers to increasing housing supply and 
                        affordability;
                            (vii) eliminating restrictions against 
                        accessory dwelling units and expanding their 
                        by-right use;
                            (viii) using local tax incentives or public 
                        financing to promote development of attainable 
                        housing;
                            (ix) streamlining environmental 
                        regulations;
                            (x) eliminating unnecessary manufactured-
                        housing regulations and restrictions;
                            (xi) minimizing the impact of 
                        overburdensome energy and water efficiency 
                        standards on housing costs; and
                            (xii) other activities that reduce cost of 
                        construction, as determined by the Secretary.
            (5) Grants.--
                    (A) In general.--The Secretary shall make not fewer 
                than 25 grants on an annual basis (unless amounts 
                appropriated to provide grant amounts consistent with 
                subsection (b) are insufficient, in which case fewer 
                grants may be awarded), with strong consideration of 
                different geographical areas and a relatively even 
                spread of rural, suburban, and urban communities.
                    (B) Limitations on awards.--No grant awarded under 
                this paragraph may be--
                            (i) more than $10,000,000; or
                            (ii) less than $250,000.
                    (C) Priority.--When awarding grants under this 
                paragraph, the Secretary shall give priority to an 
                eligible entity that has--
                            (i) demonstrated the use of innovative 
                        policies, interventions, or programs for 
                        increasing housing supply, including adoption 
                        of any of the frameworks developed under 
                        section 203; and
                            (ii) demonstrated a marked improvement in 
                        housing supply growth.
                    (D) Grant administration and terms.--Projects 
                assisted under this section for activities described in 
                sector 23 of the North American Industry Classification 
                System shall be treated as projects assisted under the 
                Community Development Block Grant program under title I 
                of the Housing and Community Development Act of 1974 
                (42 U.S.C. 5301 et seq.).
    (c) Rules of Construction.--Nothing in this section shall be 
construed--
            (1) to authorize the Secretary to mandate, supersede, or 
        preempt any local zoning or land use policy; or
            (2) to affect the requirements of section 105(c)(1) of the 
        Cranston-Gonzalez National Affordable Housing Act (42 U.S.C. 
        12705(c)(1)).
    (d) Authorization of Appropriations.--
            (1) In general.--There is authorized to be appropriated to 
        carry out this section $200,000,000 for each of fiscal years 
        2027 through 2031.
            (2) Adjustment.--The amount authorized to be appropriated 
        under paragraph (1) shall be adjusted for inflation based on 
        the Consumer Price Index.
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