[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 5577 Reported in House (RH)]

<DOC>





                                                 Union Calendar No. 391
119th CONGRESS
  2d Session
                                H. R. 5577

                          [Report No. 119-456]

 To amend the National Flood Insurance Act of 1968 to reauthorize the 
                   National Flood Insurance Program.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                           September 26, 2025

Mr. Garbarino introduced the following bill; which was referred to the 
                    Committee on Financial Services

                            January 15, 2026

 Additional sponsors: Mr. Carter of Georgia, Mr. Van Drew, Mr. Lawler, 
             Mr. Moskowitz, Mr. LaLota, and Mr. Gottheimer

                            January 15, 2026

  Reported with an amendment, committed to the Committee of the Whole 
       House on the State of the Union, and ordered to be printed
 [Strike out all after the enacting clause and insert the part printed 
                               in italic]
    [For text of introduced bill, see copy of bill as introduced on 
                          September 26, 2025]


_______________________________________________________________________

                                 A BILL


 
 To amend the National Flood Insurance Act of 1968 to reauthorize the 
                   National Flood Insurance Program.


 


    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``NFIP Extension Act of 2026''.

SEC. 2. EXTENSION OF THE NATIONAL FLOOD INSURANCE PROGRAM.

    (a) Financing.--Section 1309(a) of the National Flood Insurance Act 
of 1968 (42 U.S.C. 4016(a)) is amended by striking ``September 30, 
2023'' and inserting ``September 30, 2026''.
    (b) Program Expiration.--Section 1319 of the National Flood 
Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking 
``September 30, 2023'' and inserting ``September 30, 2026''.
    (c) Retroactive Effective Date.--If this Act is enacted after 
January 30, 2026, the amendments made by subsections (a) and (b) shall 
take effect as if enacted on January 30, 2026.
                                                 Union Calendar No. 391

119th CONGRESS

  2d Session

                               H. R. 5577

                          [Report No. 119-456]

_______________________________________________________________________

                                 A BILL

 To amend the National Flood Insurance Act of 1968 to reauthorize the 
                   National Flood Insurance Program.

_______________________________________________________________________

                            January 15, 2026

  Reported with an amendment, committed to the Committee of the Whole 
       House on the State of the Union, and ordered to be printed