[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 2435 Introduced in House (IH)]

<DOC>






119th CONGRESS
  1st Session
                                H. R. 2435

To amend the Federal Agriculture Improvement and Reform Act of 1996 to 
   assist farmers relying on the noninsured crop disaster assistance 
program by lowering the cost of purchasing coverage, reducing paperwork 
burdens, and increasing payouts under that program, and to incentivize 
  farmers to transition gradually to a comprehensive insurance policy 
    under the whole farm risk management insurance plan by offering 
progressive premium discounts on a commitment to purchase a whole farm 
                           plan of insurance.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                             March 27, 2025

 Mrs. Hayes (for herself, Mr. Larson of Connecticut, Mr. Courtney, Ms. 
   DeLauro, and Mr. Himes) introduced the following bill; which was 
                referred to the Committee on Agriculture

_______________________________________________________________________

                                 A BILL


 
To amend the Federal Agriculture Improvement and Reform Act of 1996 to 
   assist farmers relying on the noninsured crop disaster assistance 
program by lowering the cost of purchasing coverage, reducing paperwork 
burdens, and increasing payouts under that program, and to incentivize 
  farmers to transition gradually to a comprehensive insurance policy 
    under the whole farm risk management insurance plan by offering 
progressive premium discounts on a commitment to purchase a whole farm 
                           plan of insurance.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Save Our Small Farms Act of 2025''.

SEC. 2. ADMINISTRATION AND OPERATION OF NONINSURED CROP ASSISTANCE 
              PROGRAM.

    Section 196 of the Federal Agriculture Improvement and Reform Act 
of 1996 (7 U.S.C. 7333) is amended--
            (1) in subsection (a)(1)(C)--
                    (A) in the matter preceding clause (i), by 
                inserting ``best facilitates'' after ``assistance 
                program that'';
                    (B) in clause (i)--
                            (i) by striking ``best facilitates the use 
                        of that'' and inserting ``the use of those''; 
                        and
                            (ii) by striking ``and'' at the end;
                    (C) in clause (ii)--
                            (i) by striking ``ensures the availability 
                        of that'' and inserting ``the public 
                        availability of those''; and
                            (ii) by striking the period at the end and 
                        inserting a semicolon; and
                    (D) by adding at the end the following:
                            ``(iii) the expansion of crops listed on 
                        the national crop table of the Agency with a 
                        local average market price;
                            ``(iv) the voluntary graduation of program 
                        participants to the whole farm risk management 
                        insurance plan developed under section 
                        522(c)(7) of the Federal Crop Insurance Act (7 
                        U.S.C. 1522(c)(7)); and
                            ``(v) the establishment of pilot projects 
                        for purposes of addressing emerging needs of 
                        producers and collecting data to support the 
                        development of policies or plans of insurance 
                        offered under the Federal Crop Insurance Act (7 
                        U.S.C. 1501 et seq.).'';
            (2) in subsection (b), by striking paragraph (4) and 
        inserting the following:
            ``(4) Streamlined application process.--
                    ``(A) Definition of whole farm plan.--In this 
                paragraph, the term `whole farm plan' means the whole 
                farm risk management insurance plan developed under 
                section 522(c)(7) of the Federal Crop Insurance Act (7 
                U.S.C. 1522(c)(7)).
                    ``(B) Establishment.--
                            ``(i) In general.--The Secretary shall 
                        establish a streamlined process for the 
                        submission of records and acreage reports under 
                        paragraphs (2) and (3), respectively, for--
                                    ``(I) diverse production systems, 
                                such as those typical of urban 
                                production systems;
                                    ``(II) other small-scale production 
                                systems; and
                                    ``(III) direct-to-consumer 
                                production systems.
                            ``(ii) Inclusions.--The streamlined process 
                        established under clause (i) shall include--
                                    ``(I) reduced acreage report 
                                requirements; and
                                    ``(II) allowing the submission to 
                                the Secretary of 2 reports per year so 
                                as to accommodate later acreage 
                                reporting.
                    ``(C) Revenue-based option.--
                            ``(i) Establishment.--Notwithstanding 
                        paragraphs (2) and (3) or subsection (a)(1)(A), 
                        the Secretary shall establish a streamlined 
                        revenue-based coverage option that is 
                        available, on a voluntary basis, to any 
                        producer eligible for assistance under this 
                        section.
                            ``(ii) Submission of historical revenue.--
                        The Secretary shall accept the Internal Revenue 
                        Service Tax Form Schedule F, or successor 
                        forms, as sufficient for the establishment of 
                        historical adjusted revenue, subject to the 
                        condition that approved insurance providers may 
                        request additional verifiable records in cases 
                        where there is documented evidence, made clear 
                        to the applicant, that farm tax records are 
                        incomplete.
                    ``(D) On-ramp to whole farm plan.--
                            ``(i) In general.--In the case of a 
                        producer using diverse production systems 
                        described in subparagraph (B)(i) that may be 
                        eligible for the whole farm plan, the 
                        Secretary, acting through the Administrator of 
                        the Agency, shall establish a streamlined 
                        revenue-based option under the noninsured crop 
                        disaster assistance program under this section 
                        to assist the producer to transition, on a 
                        voluntary basis, from the noninsured crop 
                        disaster assistance program under this section 
                        to the whole farm plan. The Secretary may 
                        provide for such other options as may be 
                        necessary to assist producers with such a 
                        transition who are unable to purchase a whole 
                        farm plan.
                            ``(ii) Requirements.--The streamlined 
                        revenue-based option established under clause 
                        (i) shall offer a premium discount of--
                                    ``(I) 25 percent for the first crop 
                                year for which a producer--
                                            ``(aa) certifies that the 
                                        producer will transition from 
                                        the noninsured crop disaster 
                                        assistance program under this 
                                        section to the whole farm plan 
                                        not later than 3 years after 
                                        the date of the certification; 
                                        and
                                            ``(bb) provides revenue 
                                        history with respect to that 
                                        crop year;
                                    ``(II) 50 percent for the crop year 
                                following the crop year described in 
                                subclause (I) if the producer--
                                            ``(aa) certifies that the 
                                        producer will transition from 
                                        the noninsured crop disaster 
                                        assistance program under this 
                                        section to the whole farm plan 
                                        not later than 2 years after 
                                        the date of the certification; 
                                        and
                                            ``(bb) provides revenue 
                                        history with respect to that 
                                        crop year; and
                                    ``(III) 50 percent for the crop 
                                year following the crop year described 
                                in subclause (II) if the producer--
                                            ``(aa) purchases insurance 
                                        under the whole farm plan not 
                                        later than 1 year after the 
                                        date of the certification; and
                                            ``(bb) provides revenue 
                                        history with respect to that 
                                        crop year.
                            ``(iii) Tax form schedule f.--The Secretary 
                        shall accept the Internal Revenue Service Tax 
                        Form Schedule F (or a successor form) with 
                        respect to a producer for purposes of 
                        establishing revenue history under clause (ii).
                            ``(iv) Revenue history sharing.--The 
                        Secretary shall submit to the Federal Crop 
                        Insurance Corporation the revenue history 
                        submitted to the Secretary pursuant to clause 
                        (ii).
                    ``(E) Rulemaking.--Not later than 90 days after the 
                date of the enactment of the Save Our Small Farms Act 
                of 2025, the Secretary shall issue regulations to 
                ensure that premium discounts under this paragraph are 
                only available to producers who transition to a whole 
                farm plan, as described in subparagraph (D)(i).'';
            (3) in subsection (c), by adding at the end the following:
            ``(5) Notice of certain losses.--Notwithstanding any other 
        provision of law (including regulations), a producer of a hand-
        harvested or rapidly deteriorating crop may submit to the 
        Secretary notification of a loss of that crop 120 hours or more 
        after the loss in order to be eligible for assistance under 
        this section.
            ``(6) Appraisal of loss.--
                    ``(A) In general.--In any case in which an 
                appraisal of crop acreage is requested by a producer or 
                determined to be necessary by the Secretary for a year 
                in which a notice of loss is filed under this 
                subsection, particularly in any case in which a loss 
                adjuster is not available within 72 hours of the 
                notice, the Secretary shall permit the following 
                alternatives to an in-person appraisal by a loss 
                adjuster:
                            ``(i) Remote appraisal, including time-
                        stamped photographs, drone footage, and other 
                        technology applications.
                            ``(ii) Appraisal by field office staff of 
                        the Agency with requisite training, in 
                        conjunction with a remote appraisal under 
                        clause (i).
                    ``(B) Training.--The Secretary shall require field 
                office staff to attend noninsured crop disaster 
                assistance appraisal training for purposes of 
                subparagraph (A)(ii).'';
            (4) in subsection (e)(3), by striking ``65 percent'' and 
        inserting ``100 percent'';
            (5) in subsection (i)(2)--
                    (A) in subparagraph (A), by striking ``and'' at the 
                end;
                    (B) in subparagraph (B), by striking the period at 
                the end and inserting ``; and''; and
                    (C) by adding at the end the following:
                    ``(C) notwithstanding subparagraphs (A) and (B), in 
                the case of a limited resource, beginning, or socially 
                disadvantaged farmer, as determined by the Secretary, a 
                veteran farmer or rancher (as defined in section 
                2501(a) of the Food, Agriculture, Conservation, and 
                Trade Act of 1990 (7 U.S.C. 2279(a))), or a producer 
                participating in the streamlined revenue-based option 
                pursuant to subsection (b)(4)(C), $600,000.'';
            (6) in subsection (k)(2)--
                    (A) by striking ``defined by the Secretary, or a 
                veteran'' and inserting ``determined by the Secretary, 
                a veteran''; and
                    (B) by inserting ``, or a producer participating in 
                the streamlined revenue-based option pursuant to 
                subsection (b)(4)(C)'' before the period at the end;
            (7) in subsection (l), by striking paragraph (3) and 
        inserting the following:
            ``(3) Premium discount.--The coverage made available under 
        this subsection shall be available to limited resource, 
        beginning, or socially disadvantaged farmers, as determined by 
        the Secretary, veteran farmers or ranchers (as defined in 
        section 2501(a) of the Food, Agriculture, Conservation, and 
        Trade Act of 1990 (7 U.S.C. 2279(a))), and producers 
        participating in the streamlined revenue-based option pursuant 
        to subsection (b)(4)(C), in exchange for a premium that is 25 
        percent of the premium determined under paragraph (2).''; and
            (8) by adding at the end the following:
    ``(m) Delivery.--The Secretary shall collaborate with outreach and 
technical assistance providers, extension offices, and State 
departments of agriculture to advertise the noninsured crop disaster 
assistance program under this section, particularly to limited 
resource, beginning, or socially disadvantaged farmers, as determined 
by the Secretary, veteran farmers or ranchers (as defined in section 
2501(a) of the Food, Agriculture, Conservation, and Trade Act of 1990 
(7 U.S.C. 2279(a))), and producers eligible to participate in the 
streamlined revenue-based option pursuant to subsection (b)(4)(C).''.

SEC. 3. WHOLE FARM REVENUE PROTECTION.

    Section 522(c) of the Federal Crop Insurance Act (7 U.S.C. 1522(c)) 
is amended--
            (1) in paragraph (1)--
                    (A) in subparagraph (B), by striking ``and'' at the 
                end;
                    (B) in subparagraph (C), by striking the period at 
                the end and inserting ``; and''; and
                    (C) by adding at the end the following:
                    ``(D) increase participation by producers--
                            ``(i) marketing direct-to-consumers;
                            ``(ii) marketing through intermediated 
                        sales in local and regional markets;
                            ``(iii) using farm identity-preserved 
                        marketing; or
                            ``(iv) undertaking producer education on 
                        how to use direct market prices.'';
            (2) in paragraph (7)--
                    (A) in subparagraph (A), by striking ``, with a 
                liability limitation of $1,500,000,'';
                    (B) in subparagraph (B), by inserting ``or in 
                combination with'' after ``in lieu of'';
                    (C) in subparagraph (C)--
                            (i) in the matter preceding clause (i), by 
                        striking ``may'' and inserting ``shall'';
                            (ii) in clause (i), by striking ``or'' at 
                        the end;
                            (iii) by redesignating clause (ii) as 
                        clause (iii); and
                            (iv) by inserting after clause (i) the 
                        following:
                            ``(ii) utilize a resource-conserving crop 
                        rotation (as defined in section 1240L(d)(1) of 
                        the Food Security Act of 1985 (16 U.S.C. 
                        3839aa-24(d)(1))); or'';
                    (D) in subparagraph (D), by striking ``may'' and 
                inserting ``shall'';
                    (E) in subparagraph (E)--
                            (i) in clause (i), in the matter preceding 
                        subclause (I), by striking ``18 months after 
                        the date of enactment of the Agriculture 
                        Improvement Act of 2018'' and inserting ``1 
                        year after the date of the enactment of the 
                        Save Our Small Farms Act of 2025'';
                            (ii) in clause (ii), in the matter 
                        preceding subclause (I), by striking 
                        ``subclause'' and inserting ``clause''; and
                            (iii) by adding at the end the following:
                            ``(iii) Additional review.--Not later than 
                        1 year after the date of the enactment of the 
                        Save Our Small Farms Act of 2025, and annually 
                        thereafter, the Corporation shall--
                                    ``(I) review any limitations on 
                                insurable revenue (including the 
                                overall limitation and limitations 
                                specific to animals, animal products, 
                                greenhouse and nursery, and 
                                aquaculture) to ensure the limitations 
                                are adequate to cover the financial 
                                risks associated with the production of 
                                high-value agricultural products; and