[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 2152 Reported in House (RH)]
<DOC>
Union Calendar No. 615
119th CONGRESS
2d Session
H. R. 2152
[Report No. 119-708]
To require a strategy to defend against the economic and national
security risks posed by the use of artificial intelligence in the
commission of financial crimes, including fraud and the dissemination
of misinformation, and for other purposes.
_______________________________________________________________________
IN THE HOUSE OF REPRESENTATIVES
March 14, 2025
Mr. Nunn of Iowa (for himself and Mr. Himes) introduced the following
bill; which was referred to the Committee on Financial Services
June 24, 2026
Additional sponsors: Mr. Begich, Mr. Moran, Mr. Vindman, Mr.
Gottheimer, Ms. Gillen, and Ms. McDonald Rivet
June 24, 2026
Reported with an amendment, committed to the Committee of the Whole
House on the State of the Union, and ordered to be printed
[Strike out all after the enacting clause and insert the part printed
in italic]
[For text of introduced bill, see copy of bill as introduced on March
14, 2025]
_______________________________________________________________________
A BILL
To require a strategy to defend against the economic and national
security risks posed by the use of artificial intelligence in the
commission of financial crimes, including fraud and the dissemination
of misinformation, and for other purposes.
Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the ``Artificial Intelligence Practices,
Logistics, Actions, and Necessities Act'' or the ``AI PLAN Act''.
SEC. 2. STRATEGY TO DEFEND AGAINST RISKS POSED BY THE USE OF ARTIFICIAL
INTELLIGENCE BY ADVERSARIAL ACTORS.
(a) Sense of Congress.--It is the sense of Congress that the
development and use of artificial intelligence in the commission of
financial crimes by adversarial actors poses a significant risk to the
national and economic security of the United States.
(b) Strategy to Defend Against Risks Posed by Financial Crime
Conducted With Artificial Intelligence.--
(1) In general.--Not later than 180 days after the date of
the enactment of this Act and annually thereafter, the
Secretary of the Treasury, the Secretary of Homeland Security,
and the Secretary of Commerce, in consultation with the
officials specified in paragraph (3), shall jointly submit to
Congress a report, which shall include a classified annex and
may include an unclassified summary, provided that no sensitive
information is disclosed publicly, that includes the following:
(A) A description of interagency and applicable
intergovernmental policies, procedures, and working
groups to defend United States financial markets,
United States persons, United States businesses, and
global supply chains from the national and economic
security risks posed by the use of artificial
intelligence by adversarial actors in the commission of
financial crimes.
(B) A description of public-private partnerships,
collaborative arrangements, and other coordinated
activities of Federal departments and agencies in
cooperation with the private-sector to defend United
States financial markets, United States persons, United
States businesses, and global supply chains from the
national and economic security risks posed by the use
of artificial intelligence by adversarial actors in the
commission of financial crimes.
(C) An itemized list of, and accompanying analysis
of, readily available resources, including hardware,
software, technologies, and people that can be
immediately deployed by Federal departments and
agencies to combat the use of artificial intelligence
in the commission of financial crimes, with an
assessment of their capabilities, limitations, and
tradeoffs.
(D) An itemized list of, and accompanying analysis
of, resources, including hardware, software,
technologies, and people, and budgetary estimates
needed to help Federal departments and agencies to
combat the use of artificial intelligence in the
commission of financial crimes, with an assessment of
their capabilities, limitations, and tradeoffs.
(2) Considerations.--Reports required pursuant to paragraph
(1) shall take the following risks into consideration:
(A) Deepfakes.
(B) Voice cloning.
(C) Foreign election interference.
(D) Synthetic Identities.
(E) Artificial Intelligence-Driven Market Response.
(F) False flags and false signals that disrupt
market operations.
(G) Attacks involving AI-supported social
engineering.
(H) Cyber breaches.
(I) Number Spoofing.
(J) Overall digital fraud and scams.
(3) Officials specified.--The officials specified in this
paragraph are the following:
(A) The Attorney General.
(B) The Chairman of the Board of Governors of the
Federal Reserve System.
(C) The Comptroller of the Currency.
(D) The Chairperson of the Federal Deposit
Insurance Corporation.
(E) The Chairman of the National Credit Union
Administration.
(F) The Director of the National Institute of
Standards and Technology.
(G) The Chairman of the Securities and Exchange
Commission.
(H) The Chairman of the Federal Communications
Commission.
(I) The Chairman of the Federal Trade Commission.
(c) Recommendations.--Not later than 90 days after each report
under subsection (b) is submitted, the Secretary of the Treasury, the
Secretary of Homeland Security, and the Secretary of Commerce shall
jointly submit to Congress a set of recommendations relating to each
such respective report that contains the following:
(1) Legislative recommendations to address the risks posed
by the use of artificial intelligence by adversarial actors in
the commission of financial crimes.
(2) Best practices to assist American businesses and
government entities with risk mitigation and incident response
to address the risks posed by the use of artificial
intelligence by adversarial actors in the commission of
financial crimes.
Union Calendar No. 615
119th CONGRESS
2d Session
H. R. 2152
[Report No. 119-708]
_______________________________________________________________________
A BILL
To require a strategy to defend against the economic and national
security risks posed by the use of artificial intelligence in the
commission of financial crimes, including fraud and the dissemination
of misinformation, and for other purposes.
_______________________________________________________________________
June 24, 2026
Reported with an amendment, committed to the Committee of the Whole
House on the State of the Union, and ordered to be printed