The "Texas Flood Recovery, Reimbursement, and Reconstruction Program" bill establishes a new initiative to provide financial assistance to individuals and entities impacted by the July 2025 Hill Country floods. It introduces Chapter 419A to the Government Code, detailing the program's definitions, administration, and eligibility criteria, with the Texas Division of Emergency Management responsible for its implementation. Key features include an online application system, a formal appeals process for denied claims, and prioritization of awards based on damage severity and financial need. The program is set to expire on September 1, 2035, unless extended by the legislature, and will undergo review by the Legislative Budget Board every odd-numbered year.

The bill outlines specific reimbursement provisions for flood-related damages, including structural repairs and essential personal property losses, with caps of $25,000 for single-family homes and $50,000 for commercial properties. It mandates the use of flood-resistant materials and elevation of structures for full reimbursement eligibility. Additionally, it sets criteria for tenants seeking awards for personal property losses, requiring detailed documentation and limiting awards to essential items, capped at $25,000 per household under certain conditions. The program will be funded through legislative appropriations and donations, with measures in place to prevent fraud, including reporting mechanisms and civil penalties for fraudulent claims.

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