The "Texas Flood Recovery, Reimbursement, and Reconstruction Program" bill establishes a new program to provide financial assistance to individuals impacted by the July 2025 Hill Country floods. It introduces Chapter 419A to the Government Code, detailing the program's definitions, administration by the Texas Division of Emergency Management, and eligibility criteria for awards. The program will reimburse property losses and incentivize rebuilding in safer locations, with a review by the Legislative Budget Board every odd-numbered year and a sunset provision set for September 1, 2035, unless extended by the legislature.

Key features of the bill include an online application system, a formal appeals process for denied applications, and prioritization of awards based on flood damage severity and the applicant's financial situation. Eligible applicants must be Texas residents or legal entities with flood-damaged property and denied insurance claims. The bill specifies reimbursement limits of $25,000 for residential structures and $50,000 for commercial structures, while also establishing resiliency standards for full reimbursement, including the use of flood-resistant materials and certified plans. Additionally, it outlines application deadlines, potential extensions, and limitations to prevent fraud, ensuring that awards do not cover luxury or nonessential items.

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